再論401K: 自殺 (now) or 他殺 (then)?

美西遊子 (2010-02-10 12:05:29) 評論 (0)

再論401K: 自殺 (now) or 他殺 (then)?

來源: 美西遊子09-03-04 10:26:03 [檔案] [博客] [舊帖] [轉至博客] [給我悄悄話]


   
Assuming your tax bracket is 37.3% (fed 28% plus 9.3% for Californians):

You take your 37.3% loss as soon as you elect not to contribute. Would you rather to take risk to make 401K contribution NOW to invest since mkt is at its 12- year low: buy low and sell high?

Your input would be greatly appreciated.