Jayant Bhandari 財富遷移、亂象與印度的全球地位

Jayant Bhandari 財富遷移、亂象與印度的全球地位

財富遷移、亂象與印度的全球地位——Jayant Bhandari 的殘酷真相

Wealth Migration, Chaos & India’s Global Standing - Hard Truths with Jayant Bhandari

2025年2月26日
https://www.youtube.com/watch?v=Ikbg5nQHLtI&t=3s 

Jayant Bhandari 是礦業領域知名的機構投資顧問，也是溫哥華“資本主義與道德”研討會的創始人。他的社會文化、經濟和政治評論擁有數百萬的觀看量，他以直言不諱、實事求是的視角審視印度的全球地位。

我們將討論：
印度是否依然腐敗混亂？
印度人的自我認知與全球認知
種姓製度、非理性與資源獲取心態
印度的憲法是否與其社會價值觀相符？
為什麽有人說印度人難以適應海外生活？
財富遷移與印度的經濟未來
中國在全球主導地位中不斷演變的角色
<<<<<<<<<<>>>>>>>>>>
問
歡迎收聽 URL unip 的另一期精彩播客，請離開。今天我們邀請到一位……呃，他來自加拿大，是礦業領域的機構投資顧問。他在溫哥華舉辦年度哲學研討會，主題是資本主義與道德，至今已有十多年。他的社會文化……經濟和政治評論在 YouTube 上的觀看次數已達數百萬。歡迎巨擘 Bandari，先生，您好嗎？嗯，我很好，謝謝您，也感謝您今天邀請我來到這裏。謝謝您，謝謝您抽出時間。先生，好的，您在社交媒體上已經……很久了，據我所知，超過十年了。呃，您談到印度……極其腐敗，而且越來越混亂，大概在十年前，現在發生了很多事情，很多政府都發生了變化，所有這些事情，印度的處境又如何呢？相對於當今的主要大國

Jayant Bhandari

所以理解腐敗和混亂的概念非常重要。嗯，現在當我看待這兩個概念時，我肯定是從西方的角度來使用這些詞的。嗯，從印度的角度來看，腐敗和混亂與誠實的環境和社會秩序沒什麽不同。嗯，因為印度人實際上偏愛腐敗，也偏愛混亂，這就是印度人的生存狀態。他們喜歡混亂，喜歡噪音，喜歡濃烈的氣味。如果沒有這些東西，印度人就會感到生存危機。所以你的問題是，嗯，今天的印度與10年前或30年前我開始在印度媒體上寫作時相比有何不同？嗯，問題是，在過去的30年裏，在我的一生中，我看到印度的腐敗現象不斷增加，掌權者和負責任的人的品格越來越差，他們的行為也越來越粗魯。所以，印度是一個隨著時間的推移不斷墮落和墮落的國家。簡而言之，對你的問題的回答是，印度在腐敗和混亂方麵處於什麽水平？現在的情況比現在糟糕得多，10年後，如果你問我，我會告訴你，10年後的情況會比現在糟糕得多。如果你去政府部門，你會發現索賄一點也不丟人。嗯，20或30年前，當我開始在印度工作時，呃，我當時自己一個人，沒有呃，沒有
受我父親的指揮，我意識到索賄有一定的
羞恥感。過去，人們總是拐彎抹角。他們想要的，你必須創造一種歐盟式的委婉說法來形容行賄。如今，他們不僅公開索賄，還對自己索賄的數額感到非常自豪。事實上，嗯，幾年前，在馬迪邦，一個非常卑鄙的警官
跟我談話時告訴我，他的房子比我父親的房子還值錢。
現在，我父親的房子是博帕爾最貴的房子之一，價值約200萬美元，所以呃，這位小警察認為他的房子價值
超過200萬美元。我不知道它在哪裏，有多大，
具體有多大。但話說回來，無論你去哪裏，找誰，你都可以去高等法院，可以去最高法院，可以去首席部長那裏。在那個國家，唯一重要的事情就是腐敗。哇，哇，就像你在國外一樣，我也在墨爾本，嗯，我們一直可以看到很多不同的觀點，印度人如何看待自己，他們的自我認知是什麽，其他人對印度人的看法又是什麽。所以你一開始問的是腐敗和混亂的問題，我告訴過你，印度人實際上並不區分腐敗與誠實，混亂與秩序，事實上，他們更喜歡腐敗和混亂。同樣，印度人沒有自我認知的概念。印度人認為他們不會反思任何事情，呃，他們就像呃，就像一隻狗，每時每刻都根據你感官的指示行事，所以他不會真正思考任何事情，他沒有想法的概念，他沒有思考的概念，這當然是300年前，當歐洲人開始來到印度時，歐洲人帶來了思考的概念、哲學的概念、秩序的概念，不管你喜歡與否，我們都是M的孩子，我們說英語，我們與歐洲人提供給我們的小工具和技術進行互動，我們更喜歡被白人統治，這就是為什麽你在澳大利亞而我在北美，因為我們不喜歡印度人的命令和統治，所以不管我們喜歡與否，我們都是我的大學生孩子，開始自我認知，印度人真的沒有自我認知的概念，他們沒有道德和目標的概念，與印度談論思想和哲學真的很奇怪，因為嗯，你知道，我當然有幾個朋友，我會和他們談論思想和哲學，但如果我去新德裏或孟買或博帕爾並開始談論思想和哲學，人們會嘲笑我，他們會說嘿，你想成為聖人嗎，所以印度人沒有自我認知他們沒有道德觀念，即使他們有道德觀念，他們也會嘲笑它，他們認為有道德就是優越。嗯，你經常談到印度人的非理性思維，尤其是我們在國外看到的印度人的資源獲取心態。
在印度，你會看到任何變化嗎？或者你現在有什麽看法？或者它會改變嗎？哦，它正在改變，是的，它正在迅速改變。印度人越來越物質化，越來越傾向於獲取資源。他們為了追求金錢而追求金錢。以前，印度有教育的概念，有階級的概念，而所有這些東西都在
逐漸退化。所以，就他們的興趣和資源獲取而言，
這種興趣持續增長，他們不在乎如何使用這些資源。
他們想要為了獲取金錢而獲取金錢。他們想成為百萬富翁，他們想成為10個百萬富翁，他們想成為100個百萬富翁。幾乎所有企業和
印度的資源獲取都不是這樣的。價值創造的背後是
他們想把錢從你的錢包
轉移到自己的錢包，這就是他們的想法。印度創造的任何價值都是
偶然的，這是一種運氣或機會，而不是商人或任何能夠為他人提供價值的人的深思熟慮的過程。
所以印度人隻在乎錢，隻是為了在乎錢。現在我是一名
基金經理，一名分析師，我一直在玩弄金錢，我非常
熱衷於積累金錢。積累金錢對於社會支柱來說極其重要，
但我希望把金錢作為利潤來積累，
這意味著我希望通過為社會提供價值來積累金錢。我不想
玩零和博弈或負和博弈。印度人是虐待狂。
隻有當他們相當清楚地知道
另一方（交易對手不是）在虧錢時，他們才會對賺錢感到高興，這讓他們
感到滿足。所以，就資源獲取的概念而言。令人擔憂的是，他們非常獸性化，如今追求的是金錢和性。而現在，他們不想通過求愛過程來獲得性。他們不想通過價值創造過程來獲取金錢。他們現在什麽都想要。無論是零和博弈還是負SU博弈，我都不在乎。事實上，他們更喜歡負和博弈，因為這樣他們就認為他們得到了最好的交易。這聽起來有點像種姓製度的延伸。這種形式對嗎？嗯，成本製度。當你……用種姓製度來思考一切時，你對印度的分析就被扭曲了。嗯，成本製度。你知道嗎？我以前在波爾的一所天主教學校上學，……直到我上了大學才知道成本製度的概念。後來我意識到，……來自低種姓的人比……來自高種姓的人更注重成本。很多高種姓的人實際上並不知道成本製度。嗯，所以首先，成本……製度非常重要。理解和欣賞成本製度非常重要。其次，這在人們的頭腦中錯綜複雜。
與其說這是一個成本體係，不如說是每個印度人都在玩著一種衡量你的遊戲。
當你在飛機上或任何地方遇到坐在你旁邊的印度人時，他想知道你有多富有，你擁有什麽樣的權力，你有哪些關係，所以他們想從物質方麵來衡量你。
這是印度人動物化的、物質化的思維方式。
他們並不真正想了解你是否為社會提供了價值，你是一個好人嗎？你是一個
誠實的人嗎？不，印度人不是這樣想的。事實上，如果你去印度找新娘，新娘的父母更有可能對多少錢感興趣。你的收入和膚色，所以現在這些是新娘父母要考慮的兩個主要標準。
你如何賺錢與他們無關，事實上，他們會直接問你，嗯，你的賄賂收入是多少。所以他們真的不了解印度。
從根本上來說，印度沒有美德的概念，也沒有十誡，嗯，西方社會認為這些是理所當然的。所以，你覺得呢？
印度人不太適應外國社會，這種批評合理嗎？
或者這是一個全球性的問題。除了某個民族之外，沒有人能適應任何其他社會。我們最適合我們自己成長的社會。
當然，他們是變種人，我認為自己也是變種人。但幾乎
每個去西方生活和工作的印度人，
都不是因為他們想離開印度，而是因為他們想把印度帶走。
他們去西方的唯一原因是為了賺錢，我說的是99%或也許
95%離開印度的人都離開了，盡管他們
屬於社會上層人士，但他們仍然對西方價值觀不感興趣，他們不想
適應西方文化，不想讓自己融入西方社會，他們想繼續做印度人，因為隻有這樣才能讓他們感覺自己活著。
嗯，他們待在西方社會隻有一個目的，那就是錢。所以
不，他們沒有被同化，而今天，情況已經大不相同了。
當我開始在西方社會生活的時候，或者至少在那些日子裏，
貧民窟更少了，現在你可以看到到處都是印度人的貧民窟。
撒哈拉以南非洲人的貧民窟遍布西方世界。你可以看到到處都是穆斯林的貧民窟。
這些不僅是穆斯林的貧民窟，還有巴基斯坦穆斯林、孟加拉國穆斯林的貧民窟。
或者錫克印度人，或者嗯，印度教馬哈拉施特拉邦的印度人。或 telu 印度教
印度人，所以你會看到西方世界出現各種各樣的貧民窟，而且
他們不僅保持著印度人的本性，而且隨著時間的推移，他們的思想也變得近親繁殖
這意味著這些人之間會發生一種奇怪的僵化現象
所以你的問題是，這些人是不是印度人，他們是唯一沒有被同化的人？答案是，嗯，是的，也是的，
不是，因為是的，印度人不會被同化，但非洲人也不會被同化，西班牙裔也不會被同化
不一定會被同化
美國、加拿大、澳大利亞和新西蘭
隻是在某種程度上，當移民來到這些國家時，他們來自其他西方社會，
他們的種族是歐洲人，尤其是日耳曼人或
英國人，所以這些人最終會被同化，但他們
也是地球上思想最開放的人，他們是最不具部落意識的人
他們接受你，就像你一樣
他們不一定會根據你的種族或宗教來評判你這些人的特點是他們最
開放的，他們被同化了，但這並不意味著
西班牙裔、非洲裔或印度裔會被這些社會同化，穆斯林也會被同化。他們都保持著
獨特的身份認同，正如我所說，隨著時間的推移，他們會變得更糟，變得
比他們祖國的人更糟糕，因為他們
在智力上近親結婚了。唯一的例外是東亞人，呃，中國人
韓國人和日本人，嗯，嗯，在東道國做出了相當大的努力去同化，
這就是為什麽人們認為日本人是美國最容易被同化的人群之一。
所以，如果同化真的發生，那也隻是因為移居到西方社會的人來自其他歐洲國家或東亞，
而其他人
根本就不會被同化。同樣地，嗯，如果一個白人，一個歐洲人，
因為任何原因移居到印度，他永遠不會成為印度人，每個人都會
把他視為歐洲人。如果是歐洲女孩，男人會追著她，想和她合影，嗯，他在印度會得到特別的尊重，嗯，他永遠不會被視為普通的印度人，也永遠不會被同化，好吧，你覺得呢？我的意思是，我聽到過一些學者問過我這些問題，嗯，基本上，你認為今天的印度憲法符合社會價值觀嗎？嗯，不，沒有人知道羊皮紙上寫的是什麽，嗯，沒有人關心它。印度憲法在任何地方都沒有意義，我一生中遇到過一些非常頂尖的政客、法官、警察、官僚，沒有人真正關心憲法，甚至法律，他們關心的是如何從客戶那裏榨取最多的賄賂，從他們所關心的公民那裏榨取最多的賄賂，嗯，以及那些垃圾紙，沒有人真正關心或關注，包括印度最高法院，嗯，如果你看看它，嗯 ...印度最高法院首席大法官現在正在瘋狂追捕一位說這樣話的人他的父母現在真的被貶低了，嗯，與此同時，你知道強奸案和謀殺案都在發生。最高法院對此不感興趣，最高法院隻關注那些在社交媒體上被毀掉的人。同樣，嗯，據我所知，克什米爾是印度的一個獨立部分。根據第370條，它不應該被並入印度。最高法院沒有考慮到真正的法律，就認為它是印度的一部分。同樣，如果你看看奧達拉姆神廟，你根本無法證明在清真寺建成之前，它是否是一座真正的神廟。嗯，但是嗯，這個最高法院是根據公眾的意願而不是法律的規定來運作的。所以印度憲法毫無價值。我告訴你，你可以去印度的法院，你可以去印度的警察局，沒有人知道憲法甚至成文法規定了什麽。他們做什麽有效，他們就做什麽，他們認為什麽就是什麽。嗯，他們能得到什麽。廢除
他們最容易受賄的原因是什麽？因為這些法律和……所有這些合規性都不太明確，做生意也很困難。很多商人說，這就是原因之一，比如，過去幾年，尤其是在新冠疫情之後，印度發生了大量的財富遷移。財富遷移從印度長期存在，印度人最大的意外之一就發生在……印度所謂的脫離英國獨立後不久，同樣，財富也……一直在離開印度，這就是為什麽你能控製印度的資本，所以……印度政府限製你的資金從印度流向其他國家。有一種叫做“哈瓦拉”（havala）的東西，它運作非常高效。你可以把你的……印度盧比現金交給當地人，幾個小時後，無論你在世界何處，你都可以收到……美元現金，送到你家門口。所以……它們是資本管製，這意味著人們會進行這種“哈瓦拉”交易，他們……他們捏造了一切。現在，印度上層階級，也就是阿曼尼（Amani）或阿達尼（Adani）之類的人，正在想方設法把錢轉移到國外。他們非常了解這個國家正在發生的事情，因為他們非常了解這個國家的政治秩序。他們了解這個國家存在著大量的腐敗現象，他們也知道這個社會正在分崩離析。所以這些人，呃，印度的超級富豪們，一直以來都在把錢轉移到國外，而且他們越來越多地把錢轉移到國外。這可以追溯到你第一個問題，你問我印度的腐敗問題是否有所改善，我說沒有，情況正在惡化。印度最富有的人知道印度的情況正在日益惡化，而且會比現在更糟。所以他們正在把錢轉移到國外。呃，同樣地，上層中產階級也在把大量的錢轉移到迪拜、阿布紮比和新加坡，嗯，令人驚訝的是，你好。我目前在中國，上周我參觀了一家中國化工廠。所有原料這家化工廠的原料來自印度，但最終他們沒有在印度運營，因為他們完全了解在印度運營的難度，以及印度的腐敗程度，所以他們寧願不在印度運營，他們不得不把所有原料進口到中國，然後從中國出口，盡管他們現在麵臨著更高的關稅，而當他們把最終產品供應給美國時，這說明了這個國家的情況有多糟糕，而且，隻有那些在中東、新加坡和香港打工的人才會把錢匯到印度，這些人在印度的家庭非常貧困，他們現在需要錢，所以他們會把錢匯到印度，但你越富有，就越不可能把錢匯到印度，事實上，據我所知，居住在澳大利亞、美國和加拿大的非印度居民並不會把錢匯回印度，而那些受過教育的人更願意在西方社會買房，而不是把錢匯出去。對
印度來說，是的，所以為了在全球舞台上提升我們自己，比如說，呃，我們應該關注什麽？是像教育、創業、精神、司法等等很多方麵嗎？
領導力，像任何方麵一樣，我們可以關注這些方麵嗎？是的，是的。
這是一個假設性的問題，因為這些都不會發生。呃，印度將繼續
墮落，將繼續分崩離析，將繼續成為一個更加物質化和墮落的社會。呃，因為呃，這就是那個社會的根基文化，它被強加了一層文化的外衣，一層文明的外衣，是由英國人、法國人和葡萄牙人強加的，所以印度的根基腐爛野蠻，文化將繼續浮現，現在我們可以假設一下，什麽可以改善印度，我會說，嘿，隻需引進10萬歐洲人來管理印度，或者50萬歐洲人來管理印度，但這不會發生，因為歐洲人的能力不如200年前了。而且，世界已經發生了變化，民主也發生了變化，印度人的思維方式也發生了變化。他們不會引進50萬歐洲人來管理這個國家，因為首先，在這樣做之前，你必須在印度人中喚醒他們。他們怎麽可能最終引進歐洲人來管理這個國家呢？實際上，迪拜和新加坡一直在這樣做，他們想從世界各地招募最優秀的人才來管理他們的國家，而不是印度人。所以，你真的需要印度人中喚醒他們，然後才能形成一種文化。你開始邀請國外最優秀的人才回國，來印度管理這個國家，你知道，在當今世界運作的模式下，我認為這根本不可能實現。所以，嗯，我真的看不到印度的出路。繁榮、教育等等。這一切都對印度產生了負麵影響。因為印度的領導力一直在下降。如果沒有合適的領導力，人們就沒有動力將財富和教育用於正當目的。他們沒有動力以正確的方式利用這些資源。因為我們的領導力很差，而且領導力持續惡化，這意味著印度將繼續衰落。我們可以假設如何改善領導力，但我無法改善領導力，因為我的選票不算數。而且，印度的根本文化是，隨著時間的推移，領導力實際上會持續惡化。說到這個話題，如果我們有時崩潰任何討論總是首先要討論的，也是最重要的一點是，我們人口眾多，貧困現象嚴重。
這就是討論的起點，也是討論的終點。是的，可以理解，很多人可能
有問題，但這是主要問題嗎？不，這隻是問題的表象。呃，你知道，我們擁有……呃，我們沒有很多財富。印度沒有很多……財富。那些聲稱印度擁有財富的人既在自欺欺人，也在欺騙他人。印度的人均GDP
隻有大約2500美元，這在經濟方麵真的微不足道。
在現代科技時代，科技可以幫助我們生產如此多的產品，以至於印度的GDP
現在基本上不存在了。嗯，你知道，這取決於……印度人說我們人口眾多，對他們來說，這也可能……意味著這賦予了印度超級大國的地位，或者……人口紅利。但與此同時，當時間到了……他們真的
無法證明人口紅利的存在，他們現在想把人口紅利
轉化為人口負債，這些都是我們印度問題的症狀。
汙染，印度貧困，印度人口過剩，這些都是問題的症狀。
問題，而簡單來說，真正的問題，核心問題，根本問題，是印度人
是不道德、不理性的人，他們無法合作，
無法在資本主義經濟中團結起來運作，在資本主義經濟中，
他們與其他人和諧合作，實現雙贏。印度人不這麽認為，
這就是為什麽我喜歡說，一個由兩個人組成的印度組織裏，會多一個人，
因為這個國家的一切都運轉不良，所以當你無法引進人才，當你無法生產任何東西時，
你就會貧窮，而你會有更多的人口，因為你不會真正
考慮，隨著人口的增長，你是否可以養育更多的孩子。
市場上不缺避孕套或其他避孕藥具，
而且它們都是現成的。如今，人們甚至不羞於開口購買這些東西。
現在你可以通過各種亞馬遜或送貨上門服務送貨上門，所以購買避孕藥具沒有問題。真正的問題是：
印度人無法思考明天，他們無法思考明天，因為從根本上說，印度人
是不道德、不理性的人，他們無法思考明天。所以，你知道，
從另一個角度來看，歐洲人並非憑空而來。
你知道，他們也曾經貧窮，也曾經不幸，也曾經人口過剩，這可能是由於
他們擁有的自然資源有限。但他們開始
向前看，他們開始與他人和諧共事，以便能夠積累資本，從而提高生產力。他們開始思考哲學和思想。

即使他們貧窮的時候，所以你
必須有這種想要
醒來的渴望，你的症狀才會消散，但這些都是症狀。人口和汙染，這些都是問題的症狀。根本問題是，印度人是不道德的人，不理性的人。如果你和印度人交談，這些事情總是會出現。
他們，呃，與你互動非常不理性。你剛才在問題中說得對，
大多數印度人的談話以思考結束和開始。他們的談話沒有
細微差別，沒有深度，談話中充斥著口號。
這就是我所說的，即使是受過教育的印度人，
也不對思想感興趣，他們對哲學不感興趣，對道德價值觀不感興趣。
這才是這個國家真正的核心問題，即使是受過教育的富裕印度人也深受其害。這也是我對印度最悲觀的原因。
因為當我看到中國人變得更富有，或者東歐人變得更富有時，他們的社會意識會更強。變得更加注重哲學，而我在印度看到的卻不是這樣。他們越富有，就越變態，越物質化，

階級意識也越強。嗯，如果你想讓我舉個很有意思的例子，我在資本市場工作，嗯，我曾經為幾家大型基金工作過。我之前在一家大型基金全職工作，當時我
隻是稱自己為分析師。我從來沒有正式的名片，我隻有
一張寫著我的名字和地址的名片，因為在北美西部，
人們不太在意你的職位。嗯，如果我打電話給一家美國、加拿大或澳大利亞的公司，我說，嘿，我想
了解一下你們的公司，嗯，首先，總會有
一些專業人士會問你們公司的情況，所以聯係上
找人談話並不困難，但通常因為我當時在一家大型基金工作，呃，是投資者關係專員。幾乎總是會說，嘿，我會把你轉接給我的CEO，因為你應該和CEO談談。然而，令人驚訝的是，我以前負責監控同一家公司基金的印度投資組合，當我打電話給印度公司時，他們總是問我的職位是什麽，他們是否隻允許我與那個與我在公司職位相符或相當的人見麵交談。我一直在糾結我在公司裏的職位是什麽。因為那不是我的想法，也不是我所做的。印度是一個階級意識非常強的國家，越富有、受教育程度越高的人，他們的思想就越反常。不幸的是，正如你在中國廣泛工作過一樣，我知道這一點，我也看過你在中國的一些視頻，但那不是中國，所以中國目前在全球舞台上的地位如何。首先，你永遠不應該在同一句話裏同時使用印度和中國，一個是火星，一個是木星，兩者之間沒有聯係。這兩個國家完全是兩個不同的社會。中國是一個
持續進步的國家，它每天都在進步，我每三個月
都會看到中國在進步，它每次都變得更好。
我每次去印度，它都會變成最糟糕的國家，所以
根本無法比較。中國是一個偉大的國家，事實上，中國已經變成了一個非常好的國家，我的目標是，用我的錢，
我可以創造出一種比在北美好得多的生活方式。
毫無疑問，難怪我實際上在東亞待了很長時間。
這些天我喜歡韓國，我喜歡待在日本，我喜歡去日本的小地方，我喜歡去中國生活。
這些都是很棒的地方。中國在持續進步，物價便宜，
一切都在提高。昨天我在中國，我在中國，我去了一個農場摘水果。
昨天，我在一個小村莊裏摘了一些我吃過的最美味的水果。
現在，我開車在新西蘭轉悠。我一直都在那裏。我認為
獼猴桃橙是最好的橙子之一。我一直認為
草莓和其他漿果是加拿大最好的
其中最好的，但這隻是在你嚐過一些中國水果之前
它們很好，質量高，味道鮮美，幾乎所有中國產品都是如此，
它正在改進，而且還在繼續改進，更重要的是
中國人越來越文明了，隨著時間的推移，他們排隊，
他們尊重你的時間，
他們會說謝謝和請，
係統裏有秩序，
所以他們經常給我提供比我在西方社會能買到的更好的質量，所以中國正在變得

中國正在變得更好，而印度卻越來越糟，所以我不喜歡在與人交談時在同一句話中提及這兩個國家，因為這兩個國家根本無法比較。現在，我找到了另一個解決印度問題的方案。我骨子裏是個西方人，我更喜歡生活在西方社會，原因有很多。我熱愛西方價值觀，我熱愛西方文明，我喜歡和西方人相處。然而，印度離西方社會太遠，它的思維方式也與西方價值觀相去甚遠，以至於印度能為自己做的最好的事情就是成為中國的幕後黑手。印度應該無條件地向中國投降，因為它的武裝部隊根本無法阻止中國的任何攻擊。所以，印度正在浪費金錢、資源和人才，建立一支武裝部隊來抵禦中國，因為他們做不到。1962年，印度經濟和中國經濟水平相當，他們打不贏戰爭。現在，中國經濟規模是印度的五到六倍，所以印度根本無法自衛。對抗中國，所以放棄軍事競爭，實際上應該無條件投降，因為你們爭奪的地區基本上都是沙漠，沒有實際價值。此外，還要向中國人敞開大門，讓他們進入印度，在印度設立公司和後台辦公室，這將對印度窮人最有利，因為印度窮人現在需要工作，正如我所說，我去中國摘水果，你隻需要去農場摘水果，在農場裏想吃多少就吃多少，這不算數，他們會稱重你拿到櫃台的水果，然後你付給他們一小筆錢。為什麽他們要這樣做，因為中國現在勞動力短缺。如果印度現在向中國人和印度勞工開放，窮人可以進入中國，在中國當移民勞工賺錢，這有什麽不對呢？但這將是解決印度問題的一個重要辦法，我認為印度應該給予中國應有的尊重。好吧，我們應該結束我們的談話了。很高興和你聊天，Jant，大家都知道，如果你想按照自己的方式生活，這裏就是正確的地方。

播客網址：感謝 John 抽出時間，感謝你給予的機會。
謝謝 [音樂]

Wealth Migration, Chaos & India’s Global Standing - Hard Truths with Jayant Bhandari

2025年2月26日
https://www.youtube.com/watch?v=Ikbg5nQHLtI&t=3s 

A renowned Institutional Investment Consultant in the mining sector and the founder of the Capitalism & Morality seminar in Vancouver. With millions of views on his sociocultural, economic, and political commentary, Jayant Bhandari brings an unfiltered, hard-hitting, factual perspective on India's global positioning.

 

We discuss:
Is India still corrupt and chaotic?
Indians' self-perception vs. global perception
Caste system, irrationality, and resource acquisition mindset
Does India’s constitution align with its societal values?
Why do some say Indians struggle to adapt abroad?
Wealth migration and India’s economic future
China’s evolving role in global dominance
<<<<<<<<<<>>>>>>>>>>
問
welcome to another exciting episode of URL unip and leave podcast today we have
someone uh who is based in Canada uh who is working as institutional investment
consultant in mining sector he runs a yearly philosophy seminar in Vancouver
called capitalism and morality for more than 10 years now his social cultural
economic and political commentary have been viewed in millions in YouTube please welcome giant bandari how are you,sir today um I'm very well thank you and thank you for having me on here today
thank you thank you for your time sir okay so you are in social media for a
long time more than 10 years as far as I know uh and you talked about India is
extraordinarily corrupt and increasing chaotic maybe a decade ago and lot of
things are happening now a lot of government have changed and all these things where is India's position relative to the major Powers today 

Jayant Bhandari

so it's very important to understand the concept of corruption and Chaos uh now when I look at these two concepts I'm def using these words from a western perspective uh from the Indian perspective corruption and chaos is U no different from um saying honest environment and social order um because Indians actually have a preference for
corruption and they have a preference for chaos this is the state of existence of
the Indian mind they like chaos they like noise they like strong smells and
if you don't have those things Indians um feel an existential crisis so the question of yours is um how different is India today than it was 10 years back or 30 years back when I started actually writing in the Indian media um the the thing goam is that over the last three decades and over my life time I have continued to see corruption increase in India cha increase in India the classiness of the people in power and people in positions of responsibility and raw in their behavior so India is a country continue to degrade and degenerate with time so in very briefly the response to your question is where does India stand in terms of corruption and chaos it is far worse today and 10 years later when you ask me I will tell you exactly the same thing that 10 years later it will be far worse than it is today today goam if you go to a government office U there is zero shame involved in asking for bribes um 20 30 years back when I started working in India uh as by myself without uh without
being under the command of my dad I realized that there was a certain amount
of Shame involved in asking for bribes people used to beat around the bush they want you had to create a sort of EU euphemisms around giving bribes to people today not only they openly ask for bribes they feel very proud about the amount of bribes they ask for in fact um a few years back in bopal madhi Pradesh the one very Petty police
officer who I was talking with told me that he his house was worth more than my
dad's house now my dad's house was among the most expensive houses in bopal worth
about $2 million us so uh this Petty policeman thinks that his house is worth
more than $2 million I don't know where it was how big it was whether it was
what size it was but again wherever and whoever you go to you can go to the high
court you can go to the Supreme Court you can go to the Chief Minister the only thing M that matters in that country is uh corruption wow wow then as like you are also in abroad I'm also based in Melbourne um and we can see lot of like uh different opinions all the time how Indians seeing themselves what is their self-perception and what about the others also thinking about Indians so so you started with the question on corruption and chaos and I told you that Indians don't really differentiate
between uh corruption and honesty and Chaos and Order in fact they prefer
corruption and Chaos similarly Indians have no concept of self-perception U Indians don't think they don't reflect on anything uh they are like uh like a dog who who operates moment to moment based on U sensual U instructions he gets so he does not really reflect on anything he has no concept of ideas he has no concept of thinking and that was certainly the case 300 years back when uh Europeans started coming to to India uh Europeans brought in the concept of thinking the concept of philosophy concept of order and whether you like it or not we are M's children uh we speak English we uh we interact with gadgets and Technology provided to us by European an and we prefer to be ruled by white people that is why you are in Australia and I'm in North America because we do not prefer the command and Rule of Indians so whether we like it or not we are my college children and coming to self-perception uh Indians really don't have the concept of self-perception they don't have the concept of morality and goam it is really strange talking with IND about ideas and philosophy because um you know and I of course have a few friends with who I talk about ideas and philosophy but if I go to New Deli or Mumbai or bopal and start talking about ideas and philosophy people will laugh at me they will say hey are you trying to become a saint um so Indians don't have self-perception they don't have the concept of morality and to the extent they have the concept of morality they make fun of it they think that being moral is being Superior okay um you uh often spoke about the irrational mindset and especially the resource acquisition mindset of Indians uh we see in abroad
in India will you see any changes coming or what is your opinion now or it will in oh it's changing yeah it is changing very rapidly Indians are becoming more and more materialistic more and more uh acquirer of resources they they go after money for the sake of going after money there was a concept of Education there was concept of class in that country earlier and all those things are getting
uh degraded and uh so as far as their interest and resource acquisition is
concerned it continues to increase they don't care about using those resources
they want to acquire money for the sake of acquiring money they become millionaire they want to become 10
millionaires they become 10 millionaires they be want to become 100 Millionaires and virtually all businesses and
resource acquisition in India happens not on the back of value creation it's
on the back of a thought that uh they want to transfer money from your wallet
to their wallets that's the thinking any value creation that India has is um
incidental it is a luck or a chance rather than a thought through process by
businessmen or anyone who is in the position of providing value to other
people so Indians are money-minded for the sake of being money-minded now I'm a
fund manager I'm an analyst and I I play with money all the time and I I'm very
keen on um accumulating money accumulation of money is extremely
important as a pillar for the society but I want to accumulate money as a
profit which means that I want to accumulate money as a result of providing value to the society I do not
want to play a zero sum game or a negative sum game Indians are sadistic
they only feel good about making money when they know reasonably well that the
other party the counterparty is not is losing money that is what gives them a
sense of satisfaction so so as far as the concept of resource acquisition is
concerned they are very animalistic they are after money and sex today and now
they don't want to go through the courtship process to get sex they don't want to go through a value creation
process to acquire money they want everything now and whether it's a zero sum game or a negative SU game does not
really bother me bother them in fact they prefer it to be a negative sum game because then they think that they got
the best deal possible kind of a like a sounding me kind of a like extension of cast system
in this format is it right well the the cost system when you
think everything through the cast system you corrupt your analysis of India um
the cost system you know for me who went to a Catholic School in poal there was
no concept of cost system until I got to the university and then I realized that
people who were uh from the lower cast were much more cost conscious than
people from the higher cast a lot of higher cast people actually did not know about the cost system um so firstly cost
system is very uh understanding and appreciation of the cost system is very convoluted in the minds of people second
thing is that it's not so much a cost system it's the fact that every Indian is playing a game of sizing you up when
you meet an Indian sitting next to you on a plane or anywhere he wants to know how wealthy you are what what kind of
power you have and what kind of connections you have so they want to size you up in material terms and again
this is the m animalistic um materialistic way of thinking of Indians
they don't really want to understand whether you provide um value to the society are you a good person are you an
honest person no that's not how Indians think in fact if you go and look for a
bride in India the parents of bride will um more likely be interested in how much
money you make and what is the color of your skin so these are the two prime criterias for the parents of bride now
how you make that money is none of their concern in fact they will um outright
blatantly ask you how much is your uh income from bribery so they don't really have India
fundamentally does not have the concept of Virtues The Ten Commandments um that
the Western Society take for granted so uh what do you think the
Indians we are not very adaptable in the foreign Society is it a fair criticism
or it's a global issue Beyond just one nationality well no one is adaptive in
any other Society we are best suited for our own society that we grew up we in
now of course they are mutants and I consider myself a mutant but virtually
every Indian who goes to the west to live and work in the west goes there not
because he wants to leave India behind he wants to take India with him the only
reason he goes to the West is to make money and I'm talking about 99% or maybe
95% of the people who leave leave India despite the fact that these are the
upper crust of the society uh but is still they are not interested in Western values they don't
want to adapt themselves to the Western culture they don't want to acculturate
themselves to the Western Society they want to stay Indian because that is what gives them a a feeling of being living
um they are in the Western Society for only one thing uh which is money uh so
no they do not assimilate and today goam situation has become very different uh
when I started Living in the western Society uh the or at least those days
there were fewer ghettos now you see ghettos of Indians all over you see
ghettos of subsaharan Africans all all over the Western World you see ghettos
of Muslims everywhere and these are not only ghettos of Muslims they are ghettos of Pakistani Muslims Bangladeshi Muslims
or siik Indians or um Hindu maharashtrian Indians or telu Hindu
Indians so you see all kinds of ghettos developing in the western world and not
only they stay Indian goam they also become intellectually inbred with time
which means that a strange kind of fossilization happens among these people
so your question is uh do these people are Indians the only people who don't assimilate the answer is uh yes yes and
no because yes Indians don't assimilate but neither do Africans assimilate neither do Hispanics assimilate people
don't necessarily assimilate uh the United States Canada Australia and New
Zealand were melting points only to the extent that immigrants who were coming
to these countries were coming from other Western societies who were people
of European ethnically European origin particularly people of of Germanic or
English origin so these people eventually assimilated but these are the
also the most open-minded people on the planet they are the least tribal people
they accept you as U as you are they don't judge necessarily judge you based
on your racial or religious characteristics so these are the most
open-minded people they assimilated but because they assimilated does not mean
that Hispanics Africans or Indians would assimilate in these Societies or Muslims would assimilate they all maintain a
distinct identity and I as I said they become worse with time they becomes
worse than what their the people of their Homeland are because they become
intellectually inbred the only exception to this rule is East Asians uh Chinese
Koreans and Japanese make um um quite a bit of effort to assimilate in the host
countries and that is why it is believed that Japanese are among the most assimilated people in the United States
so U if assimilation ever happens it is only as long as people who move to a
western Society come from other European countries or from East Asia other people
simply don't assimilate and similarly um if a white person if a European person
moves to India for any reason he will never be become an Indian everyone will
judge him as a European person if it's a European girl men will be chasing her to
get uh photograph taken with her uh he will get a special respect in India he
will not be seen as an average Indian ever he will never
assimilate okay so do you think I mean I heard this like I got these questions
from couple of academics basically so do you think India's Constitution today matches the societal
values uh no in no one even knows what the the what the the the what is written
on the parchment paper uh no one cares about it Indian constitution has no
significance anywhere I have goam over my lifetime met some of the very top
politicians judges policemen politicians bureaucrats no one really cares about
the Constitutions or even the laws what they care about is how to extract
the most bribes from the client from the citizens they are
allory and that of garbage paper which no one
really cares cares or pays any attention to and that includes the Supreme Court
of India uh if you look at it U the the Chief Justice of U India right now is
going crazily after a person who said something really degraded about his
parents now um at the same time U you know rape cases happen murders happen
that the Supreme Court court is not interested Supreme Court is only after those people who are being destroyed on
the social media similarly um from what I understood Kashmir was an independent
part within India it should never have been Incorporated within within India according in to article 370 U Supreme
Court just without U taking the real law into consideration uh considered that to
be a part of India similarly if you look at the aodha ram Temple the there is no
way you can prove whether it was a real Temple before a mosque was built over it
or not uh but then um this Supreme Court operated on the basis of what the public
wanted rather than what the law said so constitution of India has no value and I
tell you you can go to the courts of India you can go to the police stations of India no one is uh has a clue what
the Constitution or even the written law says they do what works what they think is what they uh they can get away with
and what gets them the most bribes like because these laws and um
all these like compliances is not very clear it's very hard to do business also
a lot of business people they say that is it is that one of the reasons like
lot of wealth migration happening in India last few years especially after
covid well wealth migration has often happened from India for a long time one
of the biggest accidentes of people Indians happened uh soon after
India became so-called independent of the British uh and similarly wealth has
always left India and that is why you have uh control on Capital in India that
is why government of India restricts movement of your money from out from India to other countries
there's something called havala and that works very efficiently you can give your
Indian rupee in cash to a local guy and a few hours later you will get your US
Dollars wherever you are in the world in cash delivered to your doorstep so uh
they are capital controls which mean that people do this havala transaction they they they concoct all kinds of
schemes to move their money abroad now Indian higher class which is the Amani
or adani kind of people they really understand what is happening to the country because they are very close to
the Pol itical order of the country the dilip suan kind of people there's a huge
amount of corruption and they know about it they also understand that the society
is falling apart so these people uh the very rich people of India have
historically been moving their money abroad and they are increasingly moving their money abroad and this goes back to
your first question when you asked me how is India improving in terms of corruption or not and I said no it's
getting worse the richest people of India understand that India is getting worse by the day and it will worse get
far worse than it is today so they are moving their money abroad uh similarly
the higher middle class is also moving a lot of their money to Dubai and Abu
Dhabi and Singapore and um and surprisingly U goam
I'm in currently in China and I visited a chemical Factory last week in China
and all the ingredients of that chemical Factory come from India but the final Pro but they don't
operate in India because they fully understand how difficult it is to operate in in India how what the level
of corruption in the country is so they prefer not to operate in India they have to import all the stuff to China and
then export it from China despite the fact that they now face higher tariffs
when they are supplying their end product to to the United States so that is the how bad the situation of the
country is but also um the the only people who send money to India are the
people who work as migrant labors in the Middle East and in Singapore and in Hong Kong and these are the people who are
who are you know their families are very poor in India and they need money right now so they send money to India but as
the wealthier you go the less likely you are to send your to India and in fact
from what I understand the the nris who live in Australia and the United States and Canada don't really send money back
to India the educated ones they prefer to buy properties uh in the western Society rather than send that money to
India yeah so in order to better ourselves in global stage let's say uh
what ought to be our focus is it like many things like education entrepreneurship spiritual Judiciary
leadership like any any any way you can can we can focus on that yeah yeah
that's a very hypothetical question because none of those things are going to happen uh India will continue to
degrade it will continue to fall apart it will continue to become a more materialistic and pervert Society uh
because uh that is the underpinning culture of that Society on which a veneer of culture was imposed a veneer
of civiliz ization was imposed by the British and the French and the Portuguese so India's underpinning
rotten feral wild culture is continue is going to continue to surface now we can
talk in hypothetical terms on what could improve India and I would say hey just
bring in a 100,000 uh Europeans to run run India or
maybe half a million Europeans to run India but that isn't going to happen because European are not as competent as
they used to be 200 years back but moreover the way the world has changed and the way the Democratic uh because of
democracy the thinking of Indians have changed they aren't going to bring in half a million Europeans to come and uh
rule the country because firstly before you do that you have to bring in an
Awakening among Indians how are they going to end up bringing in Europeans to
run the country something that actually Dubai and Singapore do all the time they want to bring in the best of the people
from around the world to run their countries but not indians so uh how you
you really need that Awakening among Indians before you can frame a culture
in which you start inviting the very best people from abroad to to return to
in to come to India and uh to administer that country uh and you know I see no
way that is going to happen under the current the way the world works today so
um really I don't see a way out for India now U Prosperity education etc etc
everything has been has had perverse consequence on
India uh because Indian leadership has continued to degrade if you don't have
proper leadership um the the incentives for people to use wealth and education
for good purposes are simply not there they are incent in disincentivized from
using those things the right way so because we have bad leadership and that
leadership continues to wor sin means that India will continue to degrade now
we can talk in hypothetical terms on how we can improve the leadership but I
can't improve the leadership because my vote doesn't count and uh the the way
the underpinning culture of India is the leadership will actually continue to worsen as time goes by and on that topic
like if we sometimes crack any discussion always the first thing and
the most profound thing is we have lot of people and we have lot of poverty and
that's where the discussion starts and that's where the discussion ends yes it is understandable lot of people might be
a problem but is that the main problem no it's a symptom of the problem uh you
know we we have uh we don't have a lot of wealth India does not have a lot of
wealth people who claim that India has wealth are fooling themselves and fooling others Indian GDP per capita is
only about $2,500 uh now that is really an insignificant amount of uh economic
contri economic productivity of the country in the modern era of Technology
where technology helps you produce so much so Indian GDP
is basically non-existent now um you know depending
on convenience Indians say that we have a lot of people which to them also can
mean that that gives it a superpower status or it it it gives it um a a
demographic dividend but at the same time when the time comes and they really
can't prove that that demographic dividend exists they want to now convert that demographic dividend
into demographic liability now these are all symptoms of the problem we India has
pollution India has poverty India has overpopulation these are symptoms of
problems and the simp the the real problem the core problem the foundational the problem is that Indians
are immoral irrational people who cannot work together who
cannot come together to operate in a capitalistic economy in which that
they work in harmony with other people for a win-win outcome Indians don't
think that way and that is why goam I like to say that an Indian organization of two people has one person too many uh
because everything is dysfunctional in that country so when you cannot bring in people and when you cannot produce
anything you will be poor and you have more people because you don't really
think uh about uh whether you can bring up more children as you go up now there
there is no shortage of condoms or other contraceptives available in the market
and they are available off the shelf today and it is not even that people are shy about asking to buy these things
these days so and you can get them delivered through all kinds of Amazon or
home delivery so there's no problem with getting contraceptives the real issue is
that PE Indians cannot think about tomorrow and they cannot think about tomorrow because fundamentally Indians
are immoral irrational people who cannot think about tomorrow uh so you know look
at it the other way Europeans did not become wealthy out of nowhere uh you
know they they were poor as well they were wretched as well they were overpopulated as well probably given the
context of the availability of Natural Resources they had but they started
thinking forward they started to work in harmony with other people so that they could build Capital so that they could
increase their productivity they they started thinking about philosophy and ideas even when they were poor so you
have to have this spark of um wanting to
wake up before your symptoms will dissipate but these are all symptoms
population and pollution these are all symptoms of the problem the fundamental
problem is that Indians are immoral people irrational people if you talk with an Indian these things always come
up they they uh interact with you very irrationally and you actually said that
rightly in your question that with most Indians the conversation ends and begins with think about they have there's no
Nuance in their conversation there's no sophistication in their conversation there are sloganeering in this
conversation and that is what I said that even educated Indians are not
interested in ideas they are not interested in philosophy they're not interested in moral values and that is
really the core problem of the country which even the educated and Rich Indians suffer from which is what makes me most
pessimistic about India because when I see Chinese becoming richer or east
Europeans becoming richer they become socially more conscious they become more philosophically oriented whereas that's
not what I see among Indians the Richer they become the more pervert they become the more materialistic they become and
the more class conscious they become um you know I really if you want to let me
give you a very interesting example I work in the Capital Market and um I have I work for some uh couple
of big funds I was working full-time for a big fund earlier and when I was
working for that fund I just called myself an analyst I never had a business you know a proper business card I just
had a card with my name and the address on it because in the Western in North
America people don't think so much about your designation um if I called up a
company in the United States or Canada or Australia and I said hey I want to
understand your company um firstly there would would always be
some worked what the company was about there was no problem in getting through
to someone to talk to but usually because I was I was working for a big
fund uh the investor relations person would almost always say hey I will
transfer you to my CEO because you should be talking with the CEO whereas
surprisingly I used to monitor I used to run the Indian portfolio of the same company fund and when I called up Indian
companies the question was always what my designation was and that they would
allow me to meet with talk with only that person who was compatible or
equivalent to my designation in the company and I was always struggling with what my designation in my company was
because that's not what how I thought that's not what what I did so India is a
very class conscious people and the Richer and educ
more educated they become the worse the more perverse their thinking becomes
unfortunately as you uh like extensively worked in China I know that and I saw
some of your videos around China that will not be China so how China is currently positioned on the global
stage well goam firstly you should never no one should be using India and China
in the same sentence these are one is Mars and one is Jupiter there's no
connection between the two countries these are completely two different societies China is a country which
continues to improve it continues to improve every day every 3 months that I
come back to China I see Improvement in China it becomes a better country every
time I go India becomes a worst country every time I go to that country so
there's no comparison China is a great country and in fact China has become such a good country goam that with my
money I can carve out a lifestyle which is much better than I can have in North
America and no doubt no wonder I spend actually a lot of time in East Asia
these days I love South Korea I enjoy being in Japan I enjoy being going to
smaller places in Japan and I enjoy going to living in spending my time in China
these are great places China continues to improve things are cheap the quality
of everything improves and I was yesterday I'm currently in China kotam and I went fruit picking at a Farm in
China yesterday in a in a small village some of the tastiest fruit I
have ever had now I have driven around New Zealand I have um I always thought
that kiwi oranges were among the best oranges I always thought that the
strawberries and uh uh and other berries were among the best uh Canada had among
the best of those but that's only until you have tried some of the Chinese fruit
they are good they are high quality and they're tasty and that's what's happening with virtually every Product
of China it is improving and it continues to improve more importantly
goam people Chinese are becoming more and more civilized with time they line
up they queue up they are um they are respectful of your time they say thank
you and please um there is an order in the system and um so
often they provide me better quality than uh I could afford to get in the
western Society so um so China is becoming a better place and India is get
getting becoming a worse place so I prefer not to use the two countries in
the same sentence when talking with people because these two countries are incomparable now here is another
solution to India's problems goam I am a western guy at
heart I prefer to live in the western Society for many reasons I love the Western values I love the western
civilization I enjoy being around Western People
however India is so far away from the Western society and its mentality is so
far away from Western values that the very best thing India can do for itself
is to become a back office of China India should unconditionally
surrender to China because it's Armed Forces cannot stop any uh attack by
China anyway so India is wasting its money and resources and Talent on um on
constructing an armed forces to defend from China because they can't they could not win a War in 1962 when Indian
economy and Chinese economy were similar economies Now Chinese economy is five to
six times bigger than Indian economy so Indian India can't defend itself against
China so give up competing on armed forces and in fact unconditionally
surrender because the areas that you are fighting for are basically desert they
have no real value but moreover open up gates for Chinese to come to India and
open up companies and back offices back office operations in India that will do
the best for Indian poor people because Indian poor people
need need work now as I said I went fruit picking in China and all what you
do is you go to a farm you pick up fruit and they and you can eat all as much as you want inside a farm and that is not
counted and they weigh the fruit that you take to the counter and then you pay them a very small amount of money why do
they do that because they have shortage of Labor in China now what if India
opened itself up to Chinese and Indian labor poor people could enter China and
work as migrant labors in China to earn money what would be wrong about it but
so so that is would be one big solution to India's problem I think India
should give the respect that is due to China
all right so on that we should end our conversation here jant it is a nice
talking to you and as you all know uh if you want to live your life in your own terms this is the right place this is
URL podcast thank you John for your time thank you thank you for the opportunity go thank you [Music]