方圓貸款

方圓貸款

12月3日（星期五）加州、馬裏蘭貸款利率

方圓貸款 (2010-12-03 08:10:54) 評論 (0)
SUMMARY: 今天的利率和昨天收盤時持平。
************************* CALIFORNIA *************************
REFINANCE RATE:





30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.000 4.500 3.875 3.625 3.875
4.750 4.250     3.750  







REFINANCE CASH-OUT RATE:




30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.750 4.125 4.625 4.000 3.750  
           







PURCHASE RATE:





30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.500 3.875 4.375 3.750 2.875 3.250
APR: 4.609 4.062 4.524 4.020 2.974 3.351







4.750 4.125     3.375  
APR: 4.840 4.280     3.458  







************************* MARYLAND *************************
REFINANCE RATE:





30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.000 4.500 3.875 3.500 3.750
4.750 4.125     3.750  







REFINANCE CASH-OUT RATE:




30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.000 4.500 3.875 3.750  
           







PURCHASE RATE:





30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.500 3.750 4.375 3.750 2.875 3.250
APR: 4.609 3.937 4.524 4.020 2.974 3.351







4.750 4.125     3.375  
APR: 4.840 4.280     3.458  







Rates above are based on the following assumptions:
1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans;
2. Loan-To-Value (LTV): 
 -  -  -  - 3. Primary Residence;
4. Single Family Residence;
5. Credit score>=740;
6. No Impound/Escrow Account.

For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.

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