最近好不容易在我最想要的好區拿到了一個HUD的房子。貸款估價建議查WATER DAMAGE,發現有手掌大的一片黴菌,不確定是否地板下會有更多的黴菌。房子是1996年建的,外觀很好。 我的出價比市場價格低 20%。找3個 MOLD CONTRACTOR 看, 結果有一個說KITCHEN(TILE FLOOR) 被FLOOD 過, 要20K 做MOLD REMIDIATION。
真讓人失望。我想我可以用10K用一個CONTRACTOR做好MOLD REMIDIATION (包括KITCHEN CABINET)。但這樣租房和賣房時都要DISCLOSE,還要成天擔心租客SUE。。。
如果說有一點黴菌的房子就買不得,60~70 年的房子不可能從沒有漏過水。我買的是1996 的房子,1960年前的房子哪裏還敢買啊。
退出ESCROW要 LOSE ALL EMD (+ 1000 FOR APPRAISAL AND INSPECTION)。THAT IS HUD’S POLICY。
困惑。。。困惑。。。失望
急,就黴菌一事請教JY,如山等高人
所有跟帖:
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the key Q is, was the house condemned?
-jy101-
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04/24/2012 postreply
18:01:21
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回複:the key Q is, was the house condemned?
-小曉貓-
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04/24/2012 postreply
18:33:08
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you only need to disclose if the house was condemned.
-jy101-
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04/24/2012 postreply
19:54:03
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回複:you only need to disclose if the house was condemned.
-小曉貓-
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04/24/2012 postreply
20:26:20
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想聽專業建議嗎? 我晚上有空可以私下給你詳細辦法。
-夢咖啡-
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04/24/2012 postreply
18:35:39
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回複:非常想聽你的建議, 先謝了
-小曉貓-
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04/24/2012 postreply
20:16:02
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我也有同樣問題,可否同我分享下?
-motorcycle-
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04/24/2012 postreply
21:03:35
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你們倆查一下QQH吧。
-夢咖啡-
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04/24/2012 postreply
22:48:24
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MOLD stuff is a big scam
-inet-fan-
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04/24/2012 postreply
18:40:15
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I dealt with it before. Why u always have to disclose it?
-inet-fan-
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04/24/2012 postreply
18:41:45
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回複:it probably depends on which state you are in
-小曉貓-
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04/24/2012 postreply
21:25:22
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you bet!
-海綿-
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04/24/2012 postreply
21:51:52
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In CA, it is very dry. That might be the reason.
-inet-fan-
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04/25/2012 postreply
11:59:59
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You'll need to get clearance paper
-beachlver-
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04/24/2012 postreply
19:30:01
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這樣解比較有問題。 不僅在loan 上, 將來賣房也有潛在問題。
-海綿-
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04/24/2012 postreply
19:40:28
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另外Cost也比較高。
-海綿-
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04/24/2012 postreply
19:43:14
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回複:any better ideas?
-小曉貓-
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04/24/2012 postreply
22:28:19
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Generally, houses with known issue should be avoided
-beachlver-
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04/24/2012 postreply
19:52:55
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回複:You'll need to get clearance paper
-小曉貓-
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04/24/2012 postreply
20:35:12
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If added cost will bring up cost so much
-beachlver-
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04/24/2012 postreply
20:56:55
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Thanks for your reply
-小曉貓-
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04/24/2012 postreply
20:13:42
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一篇舊文,有借鑒意義。
-SunshineInCA-
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04/24/2012 postreply
20:29:31
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拿20k的去黴估價和銀行還價,狠狠地還。或許還有價值。
-SunshineInCA-
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04/24/2012 postreply
21:19:13
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回複:拿20k的去黴估價和銀行還價,狠狠地還。或許還有價值。
-小曉貓-
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04/24/2012 postreply
21:27:20
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That is clearly new findings. You should not lose your downpay?
-inet-fan-
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04/24/2012 postreply
22:05:49
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回複:I will definitely try to get my EMD back
-小曉貓-
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04/24/2012 postreply
22:27:20