capital gain = selling price - cost basis

wenggn · 2019-12-13 13:05:37Z

capital gain = selling price - cost basis簡介

來源: wenggn 於 2019-12-13 13:05:37 [檔案] [舊帖] [給我悄悄話] 本文已被閱讀：次 (643 bytes)

回答: 投資房capital gain 問題由 Fuduoduo 於 2019-12-13 08:45:05

capital gain = selling price - purchase price or cost basis, 跟還貸款無關

selling price 300K, cost basis 200K, loan paid off, capital gain = 300 - 200 = 100K, you get 300K back (ignore costs, before tax)

selling price 300K, cost basis 200K, loan 100K, principal 100K, capital gain = 300 - 200 = 100K, you get 200K back (ignore costs before tax)

selling price 180K, cost basis 200K, loan paid off, capital gain = -20K, you get back 180K

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