正文
這個周末把California Guide to Tenants and Landlords 大致讀了一遍。以下幾點以前沒有考慮到跟大家一起學習。
1）考慮把attorney fees 加進lease agreement 裏。話說我的lease agreement 是網上找了個範本，然後吸收了加州realtor lease agreement 和律師朋友跟我的其他一些realtor 公司用的模版的一些因素。但還是在不斷完善之中。準備有時間把Guide 再好好讀讀。就是說如果landlords and tenants get involved in a law suits, landlord 贏得話， tenants should pay all related legal and attorney fees. 但這個好像是double edged sword. 萬一輸了，也要負責tenants 的law suit. 這個還要想一想。
2）lease agreement 裏麵已經disclose lead based paint related. 但發現還應該給tenants 一個copy of the federal goverment's pamphlet "protect your family from lead in your home".
3) 1981 年以前的house 還要disclose Asbestos.
4) 在進入eviction process 之前，其實可以把晚付租金報給credit bureau. 這樣最起碼可以嚇唬嚇唬tenants, 不要一下就撕破臉開始eviction,其實對landlords 損失也很大。
1）考慮把attorney fees 加進lease agreement 裏。話說我的lease agreement 是網上找了個範本，然後吸收了加州realtor lease agreement 和律師朋友跟我的其他一些realtor 公司用的模版的一些因素。但還是在不斷完善之中。準備有時間把Guide 再好好讀讀。就是說如果landlords and tenants get involved in a law suits, landlord 贏得話， tenants should pay all related legal and attorney fees. 但這個好像是double edged sword. 萬一輸了，也要負責tenants 的law suit. 這個還要想一想。
2）lease agreement 裏麵已經disclose lead based paint related. 但發現還應該給tenants 一個copy of the federal goverment's pamphlet "protect your family from lead in your home".
3) 1981 年以前的house 還要disclose Asbestos.
4) 在進入eviction process 之前，其實可以把晚付租金報給credit bureau. 這樣最起碼可以嚇唬嚇唬tenants, 不要一下就撕破臉開始eviction,其實對landlords 損失也很大。
In this country, anyone can sue you for any given reason at any given time, so as a small landlord, you need to prepare to protect yourself from any problem arise from the future. so incorporate your business asset from personal asset is one way, and using insurance to defend yourself is another.
each rental policy should already carry some form of liability coverage, umbrella is optional, but highly recommended, few hundred dollar a year can buy you many good night of sleep.
also, on any lease, should including something similar to the following..
Premises Insurance.
Landlord’s insurance only covers the real estate property. Tenant must carry own renter policy, any and all other insurance shall be at Tenant’s expense.
Indemnification.
Owner shall not be liable for any personal injury, death or property loss by tenant that occurs on or adjacent to the premises, irrespective of whether or not they occurred as a result of a defect in leased property, or arising from the actions or neglect of a co-tenant.
Subrogation.
Owner and tenant, and all parties claiming under them, do hereby release and discharge each other from all claims and liabilities arising from, or caused by, any hazard covered by insurance by either party. This would include damage to any personal property or injury to any person or results of any activities taking place on or in the leased propert