原來買了便宜的房子也會foreclosure
(2007-03-12 12:36:51)
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有一個屋主賣房,有一段很奇妙的話,這兒是原話:
“Unfortunate circumstances provide investment opportunity for your buyer. Great location, schools and acces to all. Won't last. Bring offers today! We have a positive relationship with the lender. Buyer to satisfy themselves to all room sizes above. Mello-roos amt taken off property profile. ”
查了一下,屋主是2000年買的房,才33萬,現在值差不多60萬。但因為是short sale,才賣50萬。我開始想了很久也沒有明白為什麽會是short sale:即使賣50萬,也比原來的loan amount($33萬)多啊!後來終於想明白了,原來屋主弄了個home equity credit line,把房屋淨值換成了現金,估計是買了好車或者作其他享受了,亦或是去投資去了,現在還不上這筆貸款了。的確是unfortunate circumstances. 不過估計這麽做的人還是少數,至今隻見到一個這樣的例子。