More Qs on understanding credit report, thanks!

Will collection, court adjustment, bankrupt records be shown on credit report? If there is no such record, does that mean he is clear on those fields? I just noticed he only has $213 past due but with ~$3000 in total in two credit card account, I am a little confused.

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• 他的大筆信用卡的拖欠是花在什麽地方？這點錢就把信用分拉到490？ -SunshineInCA- ♀ (258 bytes) () 12/10/2012 postreply 11:23:27

• Will those be shown on the report? -小心翼翼的小地主- ♀ (49 bytes) () 12/10/2012 postreply 11:29:37

• 就按淩長老說的辦，沒錯。別糾結這些細節了。 -SunshineInCA- ♀ (0 bytes) () 12/10/2012 postreply 11:56:58

• 淩長老的50%-50%風險。有的特爛租不到房的就會這樣。額有過這樣的。第2個月就逃租趕人花一個月加破壞持平。 -MrsKwok- ♀ (0 bytes) () 12/10/2012 postreply 12:10:23

• 是的！credit這麽低的，沒有credit的都不能碰。爛人作假都是行家。 -kozy- ♀ (0 bytes) () 12/10/2012 postreply 12:59:15

• Why his brother sign the lease? How is the brother's credit? -soundofsilence- ♀ (0 bytes) () 12/10/2012 postreply 12:21:06

• He will share the apartment with his brother. -小心翼翼的小地主- ♀ (387 bytes) () 12/10/2012 postreply 12:41:07

• What happened to his own address? Sounds quite fishy. How old is -soundofsilence- ♀ (0 bytes) () 12/10/2012 postreply 14:33:14

• citicredit.net十幾塊那種就有這些和被驅報告（隻限此州）。犯罪紀錄要另花錢。。。 -MrsKwok- ♀ (0 bytes) () 12/10/2012 postreply 11:23:46

• collection會show，沒有resolve的bankruptcy也會show。 -kozy- ♀ (271 bytes) () 12/10/2012 postreply 11:40:05

• They say they paid rent up to date . -小心翼翼的小地主- ♀ (0 bytes) () 12/10/2012 postreply 12:46:44

• I haven't confirmed, but I guess his brother keeps good record s -小心翼翼的小地主- ♀ (0 bytes) () 12/10/2012 postreply 12:48:12

• 他說什麽都不算。一切要paper confirm。check eviction record，同樣last name的都chec -kozy- ♀ (0 bytes) () 12/10/2012 postreply 12:57:51

• 回複：I haven't confirmed, but I guess his brother keeps good recor --企鵝-- ♀ (47 bytes) () 12/10/2012 postreply 13:03:32

• co:寧願空置不要租給不sure的人 --企鵝-- ♀ (0 bytes) () 12/10/2012 postreply 13:01:11

• collection, court adjustment, -soundofsilence- ♀ (208 bytes) () 12/10/2012 postreply 12:19:12

• Very bad score under 500 -小心翼翼的小地主- ♀ (103 bytes) () 12/10/2012 postreply 12:44:14

• If he closed out the card recently, -soundofsilence- ♀ (218 bytes) () 12/10/2012 postreply 12:46:34

• Ic, thank! how can I fi d if he's already file bankrupt -小心翼翼的小地主- ♀ (182 bytes) () 12/10/2012 postreply 12:54:11

• 當心credit report被做過手腳。 -kozy- ♀ (0 bytes) () 12/10/2012 postreply 13:00:11

• Yeah. It puzzles me why his score is so low when he has only -soundofsilence- ♀ (161 bytes) () 12/10/2012 postreply 14:39:24

• I don't know. You may need to check some court records. -soundofsilence- ♀ (231 bytes) () 12/10/2012 postreply 14:36:57