No problem with two trading accounts, as long as they are yours.

來源: PineRock 2012-11-04 12:30:37 [] [舊帖] [給我悄悄話] 本文已被閱讀: 次 (393 bytes)

Just that your downpay must come from these sources since that are the loan underwriting is based upon.

if you change the source, like adding money from youe parent, then that need new underwriting process.

As a matter of fact, if you have any deposit >5Kto your account, you have to clearly explain where it come from and whether you need to pay them back.

所有跟帖: 

我父母往我checking賬戶上存了5萬,是不是為了避免麻煩我checking賬戶上原先1萬3也最好不用於down paymen -福大命大- 給 福大命大 發送悄悄話 (199 bytes) () 11/04/2012 postreply 12:38:29

Correct, you have to explain why somebody deposited 50K to your -PineRock- 給 PineRock 發送悄悄話 (277 bytes) () 11/04/2012 postreply 12:47:45

我的問題是我原先在checking賬戶裏的$13,000也因我父母往裏麵存了5萬而不能用了? -福大命大- 給 福大命大 發送悄悄話 (0 bytes) () 11/04/2012 postreply 13:05:06

here is the problem: -PineRock- 給 PineRock 發送悄悄話 (411 bytes) () 11/04/2012 postreply 13:14:31

我已經提供給他們最新的bank statement(包括我父母給的錢)了。既然是lender審核,不明白怎麽這麽麻煩。 -福大命大- 給 福大命大 發送悄悄話 (377 bytes) () 11/04/2012 postreply 13:29:54

The current lending practice is absurd. Sometime you -PineRock- 給 PineRock 發送悄悄話 (109 bytes) () 11/04/2012 postreply 13:33:39

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