Correct, you have to explain why somebody deposited 50K to your

來源: PineRock 2012-11-04 12:47:45 [] [舊帖] [給我悄悄話] 本文已被閱讀: 次 (277 bytes)

On the other hand, if bank is OK with the gift Money from your parent, then you can use it no problem.

Also remember, your credit score 740 is not high at all.  So you must show the lender you have soild downpay, solid income,  healthy debt ratio.

所有跟帖: 

我的問題是我原先在checking賬戶裏的$13,000也因我父母往裏麵存了5萬而不能用了? -福大命大- 給 福大命大 發送悄悄話 (0 bytes) () 11/04/2012 postreply 13:05:06

here is the problem: -PineRock- 給 PineRock 發送悄悄話 (411 bytes) () 11/04/2012 postreply 13:14:31

我已經提供給他們最新的bank statement(包括我父母給的錢)了。既然是lender審核,不明白怎麽這麽麻煩。 -福大命大- 給 福大命大 發送悄悄話 (377 bytes) () 11/04/2012 postreply 13:29:54

The current lending practice is absurd. Sometime you -PineRock- 給 PineRock 發送悄悄話 (109 bytes) () 11/04/2012 postreply 13:33:39

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