這個問題討論過無數次了

As long as it's no cost refinance and your new rate is lower, you should always do it. It will save you money. After refinancing, your monthly payment will be lower. But try to pay the same amount you are paying today so that you can pay off your mortgage several months sooner.

所有跟帖： 

• 多謝！ 雖是多次討論，可能是我沒看到。 -bluebluebi- ♀ (0 bytes) () 06/04/2012 postreply 12:59:44

• 可每次要重買title insurance兩千多啊。 -想家了嗎- ♀ (0 bytes) () 06/04/2012 postreply 13:35:34

• 為啥？不是說“沒費用”嗎？你不是已有title insurance嗎？ -螺絲螺帽- ♀ (0 bytes) () 06/04/2012 postreply 15:02:16

• 這不是broker收的，俺老公說既使沒換銀行也要重買。我也不願花這冤枉錢啊。 -想家了嗎- ♀ (0 bytes) () 06/04/2012 postreply 15:57:34

• Thank you! I remember it now. Too old, can't remember. :) -Seasy- ♀ (0 bytes) () 06/04/2012 postreply 13:45:14

• 很多誤區：1。沒有NO-COST（AGENT吃啥？），隻是把COST打在LOAN裏。 -現金流- ♂ (85 bytes) () 06/05/2012 postreply 08:26:26