Good or bad, it is up to you. Here is my calculation.

The property tax should be 2% as I can think about it. If it is last year’s tax ($5200) and tax rate is 2%, the property tax value is $260K.
Cost	90000	Rates	Year	Monthly Cost	Monthly Rent	Addition Cost
25% Down payment	22500				1300
Mortgage	67500	4.65		348		2000	closing cost
5.77% property tax		Tax	5200	433
		Mello-Roos		0
Total Cash		Insurance	200	17
24500		HOA		215
		Management	0	0
		Maintenance	0	0		Cash Flow
		Total		1013		287
Mortgage	Rate	Principal (1st year Ave)	P&I	Total Cost/month	Minimal Rent	Cash Flow	Maximal Rent	Maximal Cash Flow
67500	4.65	88	348	$1,013	$1,200	$187	$1,500	$487
Current rent cash flow %	14.06
Total cash flow %	18.37	plus principal
Cost	90000	Rates	Year	Monthly Cost	Monthly Rent	Addition Cost
25% Down payment	22500				1300
Mortgage	67500	4.65		348		2000	closing cost
2.0% property tax		Tax	1800	150
		Mello-Roos		0
Total Cash		Insurance	200	17
24500		HOA		215
		Management	0	0
		Maintenance	0	0		Cash Flow
		Total		730		570
Mortgage	Rate	Principal (1st year Ave)	P&I	Total Cost/month	Minimal Rent	Cash Flow	Maximal Rent	Maximal Cash Flow
67500	4.65	88	348	$730	$1,200	$470	$1,500	$770
Current rent cash flow %	27.93
Total cash flow %	32.24	plus principal
Cost	90000	Rates	Year	Monthly Cost	Monthly Rent	Addition Cost
100% Down payment	90000				1300
Mortgage	0			0		2000	closing cost
5.77% property tax		Tax	5200	433
		Mello-Roos		0
Total Cash		Insurance	200	17
92000		HOA		215
		Management	0	0
		Maintenance	0	0		Cash Flow
		Total		665		635
Mortgage	Rate	Principal (1st year Ave)	P&I	Total Cost/month	Minimal Rent	Cash Flow	Maximal Rent	Maximal Cash Flow
0			0	$665	$1,200	$535	$1,500	$835
Current rent cash flow %	8.28
Total cash flow %	8.28	plus principal
Cost	90000	Rates	Year	Monthly Cost	Monthly Rent	Addition Cost
100% Down payment	90000				1300
Mortgage	0			0		2000	closing cost
2.0% property tax		Tax	1800	150
		Mello-Roos		0
Total Cash		Insurance	200	17
92000		HOA		215
		Management	0	0
		Maintenance	0	0		Cash Flow
		Total		382		918
Mortgage	Rate	Principal (1st year Ave)	P&I	Total Cost/month	Minimal Rent	Cash Flow	Maximal Rent	Maximal Cash Flow
0			0	$382	$1,200	$818	$1,500	$1,118
Current rent cash flow %	11.98
Total cash flow %	11.98	plus principal