529 is aftertax money. Only the capital gain is tax free.

I bought some for my kids 7 years ago.  On average I got 1.x % ROI per year.  If you consider infaltion, I am losing money on 529.

所有跟帖： 

• I remember you have limited choice for 529? -Casabella- ♀ (270 bytes) () 02/29/2012 postreply 12:35:36

• Mainly because it is inflexible. I grew our 529 from 80k to 100 -beachlver- ♂ (578 bytes) () 02/29/2012 postreply 13:57:04

• 我也是這個感覺,錢投進入,沒法控製產出.跟401K還不一樣,如果公司MATCH,就放點,最好也不要讓他們操做. -pretty_woman2- ♀ (59 bytes) () 02/29/2012 postreply 13:46:16

• 當然可以省點稅...反正不是投資,是保本吧,所以有更好的選擇的話,就別放了. -pretty_woman2- ♀ (0 bytes) () 02/29/2012 postreply 13:47:46

• 省贈值後的稅,不過401K是抵稅前的稅.所以還看你有那個需求. -pretty_woman2- ♀ (0 bytes) () 02/29/2012 postreply 13:59:19