準備找 Wells Fargo 借點錢，他們要

如下這些 docs. 合理嗎？尤其是 #1，"all schedules". 我忘了有沒有提供這些給 QuickenLoans

1) last 2 years federal income tax returns with all schedules

2) all W2's and or 1099s for last 2 years

3) 1 month bank statements (all pages) for where your assets are

4) sign the attached forms (privacy notice, request for transcript of tax return) so I can begin the pre approval process

不知道 Wells Fargo 是否比 QuickenLoans 更有競爭力。QuickenLoan quoted me 3.375% 7/1 ARM for $546k at no cost. QuickenLoans 的手續十分簡便。

所有跟帖： 

• 例行程序，lender都會要求這些。wells fargo號稱他們的 -liushui2007- ♀ (47 bytes) () 01/05/2012 postreply 21:26:55

• Thanks。我就是想試一試，比一比。每次找新的 lender 都要提供 -392- ♂ (81 bytes) () 01/05/2012 postreply 21:39:17

• 回複：Ask both Wellsfargo and Quicken loan the rate for $417k. I be -ZhangZhouDaTou- ♀ (0 bytes) () 01/05/2012 postreply 21:44:43

• Well, they won't and can't give you real rate and pricing -392- ♂ (64 bytes) () 01/05/2012 postreply 21:53:13

• 回複：Well, they won't and can't give you real rate and pricing -ZhangZhouDaTou- ♀ (21 bytes) () 01/05/2012 postreply 22:32:30

• 真是有錢人啊。剛借了50萬，又借50萬。 -sweetptt- ♂ (0 bytes) () 01/05/2012 postreply 22:05:41

• 有錢人我就不借了，用現金多爽！ -392- ♂ (64 bytes) () 01/05/2012 postreply 22:41:46

• how much is the closing cost? -hmo- ♂ (0 bytes) () 01/06/2012 postreply 08:45:55

• Zero cost, even appraisal fee will be refunded. -392- ♂ (0 bytes) () 01/06/2012 postreply 09:08:29