登錄看了一下 tiered interest rate，0.05% APY， 逗你玩啊。。。google AI 回答

來源: 老夏新生 於 2025-09-23 17:08:08 [] [舊帖] [給我悄悄話] 閱讀數 : (19249 bytes)
本帖於 2025-09-23 17:15:52 時間, 由普通用戶 老夏新生 編輯
回答: 怎麽setup? 由 simonxp 於 2025-09-23 16:59:01
AI Overview
 
To get higher interest on cash in a Charles Schwab trading account, you can: switch from the default sweep program to a money market fund, purchase a broker-sold certificate of deposit (CD), or consider the Schwab One Interest Feature for a tiered rate on your free credit balance. You can access these options on Schwab's website under the "Cash Features" section. 
 
Options for Higher Interest
  • Money Market Funds: 
    Invest in a Schwab money market fund, which typically offers a higher yield than the default cash sweep program. 
     
  • Broker-Sold CDs: 
    Purchase CDs issued by banks that Schwab works with to earn a fixed interest rate. 
     
  • Schwab One Interest Feature: 
    If your account is eligible, select this option to earn a tiered interest rate on your free credit balance directly with Schwab. 
     
How to Switch
  1. Go to Schwab's website: Log in to your account. 
     
  2. Navigate to the Cash Features section: Find the "Cash Features" or similar section to manage your uninvested cash. 
     
  3. Select your desired option: Choose to invest in a money market fund, purchase a CD, or enable the Schwab One Interest Feature, depending on your preference and account eligibility. 
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