登錄看了一下 tiered interest rate，0.05% APY， 逗你玩啊。。。google AI 回答

AI Overview

 

To get higher interest on cash in a Charles Schwab trading account, you can: switch from the default sweep program to a money market fund, purchase a broker-sold certificate of deposit (CD), or consider the Schwab One Interest Feature for a tiered rate on your free credit balance. You can access these options on Schwab's website under the "Cash Features" section. 

 

Options for Higher Interest

• Money Market Funds: 

  Invest in a Schwab money market fund, which typically offers a higher yield than the default cash sweep program. 

   
• Broker-Sold CDs: 

  Purchase CDs issued by banks that Schwab works with to earn a fixed interest rate. 

   
• Schwab One Interest Feature: 

  If your account is eligible, select this option to earn a tiered interest rate on your free credit balance directly with Schwab. 

   

How to Switch

1. Go to Schwab's website: Log in to your account. 
    
2. Navigate to the Cash Features section: Find the "Cash Features" or similar section to manage your uninvested cash. 
    
3. Select your desired option: Choose to invest in a money market fund, purchase a CD, or enable the Schwab One Interest Feature, depending on your preference and account eligibility.