401k vs IRA 裏取錢時

U< 55: You can't withdraw 401K, borrow a loan is okay.

55<U<59.5: 401k mandantory 20% federal + local state tax withholding,

You can't withdraw IRA without 10% penalty.

59.5<U: I suppose you can withdraw without penalty,

IRA custodians are loose on mandatory tax withholding.

Please correct if there were mistakes...

所有跟帖： 

• 72(t) rule allows early withdrawal from 401k without penalty -nancyjin5391- ♂ (334 bytes) () 07/21/2025 postreply 19:04:45