謝謝大家，看來大家的意見是不用set irrevocable trust. Wow, I was going to d

I was going to do that in the next couple months! Thank you so much for all the suggestions.  我再與financial planner 商討一下，will update you.  
one more question:  now my net worth let's say is 10 million (after tax money).  20 years later it will be 20million.  I guess it should still within the exemption amount.  But if I did not withdraw or sell the house, the pretax money will be 40 million, that will be more than the exemption.  Should I withdraw all and pay the tax and sell all the houses.  So the amount when I die, will be within the exemption?

所有跟帖： 

• start with your brokerage, based on your asset size -長空無際- ♀ (340 bytes) () 10/02/2024 postreply 17:15:52

• My is in fidelity. They did assign me a consultant. Let me -Seasy- ♀ (0 bytes) () 10/02/2024 postreply 17:50:10

• 你的DCP是不能移動的。 -Progressive- ♀ (0 bytes) () 10/02/2024 postreply 18:56:38

• the quick answer is no, if you want your daughter to have -長空無際- ♀ (155 bytes) () 10/02/2024 postreply 17:23:38

• Thank you. 是的，這是一個考慮。 -Seasy- ♀ (0 bytes) () 10/02/2024 postreply 17:57:01

• 看這裏這麽熱鬧，應該是真Case LOL，我給一點看法你參考： -如山- ♂ (687 bytes) () 10/02/2024 postreply 17:31:06

• 華盛頓州的 estate tax exemption 才 2.2 m. 您有什麽建議嗎？ -柏林31- ♀ (0 bytes) () 10/02/2024 postreply 17:39:52

• 這的確是一個問題：（。我已經考慮幾年了LOL -如山- ♂ (170 bytes) () 10/02/2024 postreply 17:50:48

• 超過華州免稅額2.19m 後，華州遺產稅率如下： -如山- ♂ (9707 bytes) () 10/02/2024 postreply 17:53:50

• Wow，西雅圖沒有州稅，卻有14～20%的遺產稅。看來西雅圖不是退休養老之地。 -未知- ♂ (36 bytes) () 10/02/2024 postreply 20:21:31

• 搬加州 沒有estate tax -綠野仙蹤24- ♂ (0 bytes) () 10/02/2024 postreply 18:59:27

• 謝謝如山大師。十七八年前開始買房子時得到了您的詳細指導，非常感謝 -Seasy- ♀ (0 bytes) () 10/02/2024 postreply 17:53:42

• 啊？老網友啊，難得難得！ -如山- ♂ (0 bytes) () 10/02/2024 postreply 17:57:14

• 感謝您二十年一如一如既往的投壇的貢獻。您的文章我都讀幾遍的 -Seasy- ♀ (0 bytes) () 10/02/2024 postreply 19:44:40