我們公司的 NQDC 可以一次性提取或者分15年提取。有一個情況需要注意：

Limitations of NQDCs 

NQDCs can be a valuable savings vehicle for highly compensated workers who’ve exhausted their other savings options, but they're not risk-free. They’re not protected by the Employee Retirement Income Security Act (ERISA) like 401(k)s and 403(b)s are. If the company holding an employee’s NQDC declared bankruptcy or was sued, the employee’s assets would not be protected from the company’s creditors.