I understand principle. But w/o evidence not much you can do

IF SIXT file a claim.  You do NOT file a claim until SIXT charge you the damage.  I don't think SIXT would file a claim directly with your insurance company.  Not even US rental companies aboard.  I once had a damage with Budget at Sicily.  At car return it immediately charged my CC, with a detailed damage repair invoice together with 3 pictures, sent to my email real time.  I then spent half an hour at the counter to get the Rental Clising Agreement for the final details.  
Then once  returning home I filed an eclaim with my CC which was Chase Saphire Reserve.  The claim was settled within 7 days from filing to receiving approval with instruction on which payment option I wanted.  There were some uncovered items such as Airport Surcharge on repair.  All in all, out of 1300+ euro invoice, CC CDW paid almost 1200 euro.  Our out of pocket iirc was about 130 euro.

I am confident you would have similar outcome if it wound up has to be a claim with your insurance.

At this stage you can continue to dispute with SIXT, though given its reputation, you might not succeed.  

Good luck.

 

所有跟帖： 

• 美國租車用CSR保車輛。那責任險就會自動跳到自家車保了吧？ -MrsKwok- ♀ (0 bytes) () 04/26/2024 postreply 18:02:59

• 以前跟你說過 CC 從來不保責任責任險是包括在租車價裏的 除了幾個特殊的州 好像紐約算一個。 -goingplaces- ♀ (215 bytes) () 04/26/2024 postreply 18:11:28

• 對，以前說過在國外用CSR保車輛，責任險可能會已在租車價裏了。但美國 -MrsKwok- ♀ (295 bytes) () 04/26/2024 postreply 18:26:32

• 明白了。大多數州都有自動加在租車費裏了（州要求的最低責任險）。謝謝goingplaces. -MrsKwok- ♀ (0 bytes) () 04/26/2024 postreply 18:37:35