The insurance should cover, but I don't want to file a claim

Because it is really not my fault.

I just called my insurance company, they checked and said the rental company hasn't filed a claim through my insurance company either. It's just during the dispute stage. Since the rental company hasn't filed a claim yet, the insurance company can't handle this. And I don't want to file a claim either since it's not my fault. Does that mean if I file a claim, I already admitted I did it?

所有跟帖： 

• I understand principle. But w/o evidence not much you can do -goingplaces- ♀ (1223 bytes) () 04/26/2024 postreply 17:50:48

• 美國租車用CSR保車輛。那責任險就會自動跳到自家車保了吧？ -MrsKwok- ♀ (0 bytes) () 04/26/2024 postreply 18:02:59

• 以前跟你說過 CC 從來不保責任責任險是包括在租車價裏的 除了幾個特殊的州 好像紐約算一個。 -goingplaces- ♀ (215 bytes) () 04/26/2024 postreply 18:11:28

• 對，以前說過在國外用CSR保車輛，責任險可能會已在租車價裏了。但美國 -MrsKwok- ♀ (295 bytes) () 04/26/2024 postreply 18:26:32

• 明白了。大多數州都有自動加在租車費裏了（州要求的最低責任險）。謝謝goingplaces. -MrsKwok- ♀ (0 bytes) () 04/26/2024 postreply 18:37:35