100萬起開始年取6萬,3%,4%,5% 通脹率賬戶情況
|
|
|
|
Balance |
|
|
Balance |
|
|
Balance |
without withdrawal |
Year |
SP500 Dividends reinvested |
Yearly withdrawal |
Principal |
1000000 |
Yearly withdrawal |
Principal |
1000000 |
Yearly withdrawal |
Principal |
1000000 |
1000000 |
1988 |
16.35 |
60000 |
1000000 |
1103500 |
60000 |
1000000 |
1103500 |
60000 |
1000000 |
1103500 |
1163500 |
1989 |
31.23 |
61800 |
Yearly inflation |
1386323 |
62400 |
Yearly inflation |
1385723 |
63000 |
Yearly inflation |
1385123 |
1526861 |
1990 |
-3.14 |
63654 |
3% |
1279139 |
64896 |
4% |
1277315 |
66150 |
5% |
1275480 |
1478918 |
1991 |
30.00 |
65564 |
|
1597316 |
67492 |
|
1593018 |
69458 |
|
1588667 |
1922593 |
1992 |
7.43 |
67531 |
|
1648467 |
70192 |
|
1641188 |
72930 |
|
1633774 |
2065442 |
1993 |
9.94 |
69556 |
|
1742768 |
72999 |
|
1731323 |
76577 |
|
1719595 |
2270746 |
1994 |
1.28 |
71643 |
|
1693432 |
75919 |
|
1677565 |
80406 |
|
1661200 |
2299812 |
1995 |
37.11 |
73792 |
|
2248072 |
78956 |
|
2221153 |
84426 |
|
2193245 |
3153272 |
1996 |
22.68 |
76006 |
|
2681929 |
82114 |
|
2642796 |
88647 |
|
2602025 |
3868434 |
1997 |
33.10 |
78286 |
|
3491361 |
85399 |
|
3432163 |
93080 |
|
3370216 |
5148886 |
1998 |
28.34 |
80635 |
|
4400177 |
88815 |
|
4316023 |
97734 |
|
4227602 |
6608080 |
1999 |
20.88 |
83054 |
|
5235880 |
92367 |
|
5124842 |
102620 |
|
5007705 |
7987848 |
2000 |
-9.03 |
85546 |
|
4677535 |
96062 |
|
4566007 |
107751 |
|
4447757 |
7266545 |
2001 |
-11.85 |
88112 |
|
4035135 |
99904 |
|
3925030 |
113139 |
|
3807559 |
6405459 |
2002 |
-21.97 |
90755 |
|
3057860 |
103901 |
|
2958801 |
118796 |
|
2852243 |
4998180 |
2003 |
28.36 |
93478 |
|
3831591 |
108057 |
|
3689860 |
124736 |
|
3536403 |
6415664 |
2004 |
10.74 |
96282 |
|
4146822 |
112379 |
|
3973772 |
130972 |
|
3785240 |
7104706 |
2005 |
4.83 |
99171 |
|
4247943 |
116874 |
|
4048831 |
137521 |
|
3830546 |
7447863 |
2006 |
15.61 |
102146 |
|
4808900 |
121549 |
|
4559305 |
144397 |
|
4284097 |
8610475 |
2007 |
5.48 |
105210 |
|
4967218 |
126411 |
|
4682744 |
151617 |
|
4367249 |
9082329 |
2008 |
-36.55 |
108367 |
|
3043333 |
131467 |
|
2839733 |
159198 |
|
2611821 |
5762738 |
2009 |
25.94 |
111618 |
|
3721156 |
136726 |
|
3439634 |
167158 |
|
3122170 |
7257592 |
2010 |
14.82 |
114966 |
|
4157665 |
142195 |
|
3807193 |
175516 |
|
3409360 |
8333167 |
2011 |
2.10 |
118415 |
|
4126561 |
147883 |
|
3739261 |
184291 |
|
3296665 |
8508164 |
2012 |
15.89 |
121968 |
|
4660304 |
153798 |
|
4179631 |
193506 |
|
3626999 |
9860111 |
2013 |
32.05 |
125627 |
|
6028304 |
159950 |
|
5359253 |
203181 |
|
4586271 |
13020276 |
2014 |
13.52 |
129395 |
|
6713936 |
166348 |
|
5917476 |
213340 |
|
4992995 |
14780618 |
2015 |
1.38 |
133277 |
|
6673310 |
173002 |
|
5826135 |
224007 |
|
4837891 |
14984590 |
2016 |
11.77 |
137276 |
|
7321483 |
179922 |
|
6331949 |
235208 |
|
5172103 |
16748276 |
2017 |
21.61 |
141394 |
|
8762262 |
187119 |
|
7513164 |
246968 |
|
6042826 |
20367579 |
2018 |
-4.23 |
145636 |
|
8245983 |
194604 |
|
7000753 |
259317 |
|
5527898 |
19506030 |
2019 |
31.20 |
150005 |
|
10668724 |
202388 |
|
8982600 |
272282 |
|
6980320 |
25591912 |
2020 |
18.06 |
154505 |
|
12440991 |
210484 |
|
10394374 |
285896 |
|
7955069 |
30213811 |
2021 |
28.50 |
159140 |
|
15827533 |
218903 |
|
13137867 |
300191 |
|
9922073 |
38824747 |
2022 |
-18.04 |
163914 |
|
12808332 |
227659 |
|
10540137 |
315201 |
|
7816930 |
31820763 |
2023 |
26.29 |
168832 |
|
16006811 |
236765 |
|
13074374 |
330961 |
|
9541040 |
40186441 |
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100萬起開始年取6萬,3%,4%,5% 通脹率賬戶情況