100萬起開始年取6萬，3%，4%，5% 通脹率賬戶情況

				Balance			Balance			Balance	without withdrawal
Year	SP500 Dividends reinvested	Yearly withdrawal	Principal	1000000	Yearly withdrawal	Principal	1000000	Yearly withdrawal	Principal	1000000	1000000
1988	16.35	60000	1000000	1103500	60000	1000000	1103500	60000	1000000	1103500	1163500
1989	31.23	61800	Yearly inflation	1386323	62400	Yearly inflation	1385723	63000	Yearly inflation	1385123	1526861
1990	-3.14	63654	3%	1279139	64896	4%	1277315	66150	5%	1275480	1478918
1991	30.00	65564		1597316	67492		1593018	69458		1588667	1922593
1992	7.43	67531		1648467	70192		1641188	72930		1633774	2065442
1993	9.94	69556		1742768	72999		1731323	76577		1719595	2270746
1994	1.28	71643		1693432	75919		1677565	80406		1661200	2299812
1995	37.11	73792		2248072	78956		2221153	84426		2193245	3153272
1996	22.68	76006		2681929	82114		2642796	88647		2602025	3868434
1997	33.10	78286		3491361	85399		3432163	93080		3370216	5148886
1998	28.34	80635		4400177	88815		4316023	97734		4227602	6608080
1999	20.88	83054		5235880	92367		5124842	102620		5007705	7987848
2000	-9.03	85546		4677535	96062		4566007	107751		4447757	7266545
2001	-11.85	88112		4035135	99904		3925030	113139		3807559	6405459
2002	-21.97	90755		3057860	103901		2958801	118796		2852243	4998180
2003	28.36	93478		3831591	108057		3689860	124736		3536403	6415664
2004	10.74	96282		4146822	112379		3973772	130972		3785240	7104706
2005	4.83	99171		4247943	116874		4048831	137521		3830546	7447863
2006	15.61	102146		4808900	121549		4559305	144397		4284097	8610475
2007	5.48	105210		4967218	126411		4682744	151617		4367249	9082329
2008	-36.55	108367		3043333	131467		2839733	159198		2611821	5762738
2009	25.94	111618		3721156	136726		3439634	167158		3122170	7257592
2010	14.82	114966		4157665	142195		3807193	175516		3409360	8333167
2011	2.10	118415		4126561	147883		3739261	184291		3296665	8508164
2012	15.89	121968		4660304	153798		4179631	193506		3626999	9860111
2013	32.05	125627		6028304	159950		5359253	203181		4586271	13020276
2014	13.52	129395		6713936	166348		5917476	213340		4992995	14780618
2015	1.38	133277		6673310	173002		5826135	224007		4837891	14984590
2016	11.77	137276		7321483	179922		6331949	235208		5172103	16748276
2017	21.61	141394		8762262	187119		7513164	246968		6042826	20367579
2018	-4.23	145636		8245983	194604		7000753	259317		5527898	19506030
2019	31.20	150005		10668724	202388		8982600	272282		6980320	25591912
2020	18.06	154505		12440991	210484		10394374	285896		7955069	30213811
2021	28.50	159140		15827533	218903		13137867	300191		9922073	38824747
2022	-18.04	163914		12808332	227659		10540137	315201		7816930	31820763
2023	26.29	168832		16006811	236765		13074374	330961		9541040	40186441