I just called fidelity.

I am confused. I thought you could convert traditional IRA  to roth IRA anytime. I called fidelity yesterday and today both times. I was told that you can still contribute to 2023 traditional IRA, but the last day for conversion to backdoor IRA 2023 was Dec 31, 2023. Now you can only convert 2024 share. 

 

所有跟帖： 

• 狗來的， 我覺得那人不懂政策吧？ -螺絲螺帽- ♀ (669 bytes) () 01/03/2024 postreply 07:53:16

• 啊？ 真暈 -八卦煮九- ♀ (0 bytes) () 01/03/2024 postreply 07:56:27

• 又是斷章取義。 -檸檬椰子汁- ♂ (897 bytes) () 01/03/2024 postreply 07:58:20

• 類似的複雜程度創造了多少GDP LOL -CatcherInTheRye- ♂ (238 bytes) () 01/03/2024 postreply 08:10:32

• 所以我不支持這些免稅賬戶，FSA，DCSA，HSA，IRA，都是把錢送給華爾街。 -檸檬椰子汁- ♂ (0 bytes) () 01/03/2024 postreply 08:12:29

• 既然想back door, 肯定是non deductible IRA conversion to Roth, 不涉及 -八卦煮九- ♀ (74 bytes) () 01/03/2024 postreply 08:25:22

• What lemon said is right. -Novice- ♀ (303 bytes) () 01/03/2024 postreply 08:42:48

• 謝謝！ -八卦煮九- ♀ (0 bytes) () 01/03/2024 postreply 08:48:07