6個月的貸款本息由SBA替小業主付了，2兩個半月的工資、醫保和相關費用由政府買單。這對於一些仍能保持經營的小企業，比如線上的生意和一些必須經營的企業，好像就是白得錢。
The Coronavirus Aid, Relief & Economic Security (CARES) Act – H.R. 748. This is the third disaster package taken up by Congress in response to COVID-19.
Congress has not finished the fine print in the legislation, but we know this version of CARES provides for the following:
- Starting with the April 2020 payments, the SBA would pay 6 months of principal and interest on all existing SBA Loans under the 7A and 504 Loan Programs.
- The Paycheck Protection Program (PPP), a new program designed to rapidly get capital into the hands of small businesses to cover 2.5 months of payroll, healthcare and related expenses to a maximum of $10 million. Under the bill’s current form, the borrower would not be required to repay the portion of this loan used in accordance with the plan.
- Size limitations on the popular SBA Express loan program would be increased from $350,000 to $1 million for the balance of 2020.
