幾十年前，仍對大蕭條心有餘悸的美國人也曾是儲蓄大戶。不過，嬰兒潮一代人沒有經曆過大蕭條，在信用卡催生的“為什麽等待、現在就消費”文化的誘惑下，走上了瘋狂消費之路。
Depression-panicking Americans had been saving gluts decades ago; however, baby boomers didn’t experience the Great Depression, under the influence of a culture “why wait, consume now” from credit cards, they’ve underwent obsessive consumptions.
