This evening (around 7:30PM) I had an accident on the CostCo parking lot in CA. I was about to start my car (my car was not moving) when I heard a big bang. When I came out of my car, I saw a shopping cart full of groceries just hit my rear bumper area, leaving three dents and some groceries spilled on the ground. Somehow a white woman (in her 40-50) and her teenage girl did not hold on their cart and the cart just slided onto my car (the ground is a bit slopy). Judging from the distance between their car and mine, the cart must have traveled about 30 yards.
So I confronted the woman and she agreed to leave her first name and phone number but nothing else (I asked for her insurance but she refused. Later on a cop said that her car was not involved thus her insurance was not relevant).
I just filed a claim with my insurance (Progressive). But I kinda regret it, as I worry that my insurane premium will increase next year. Can anyone tell me what is the best solution to resolve this?
After the cop's suggestion, I would like to withdraw my claim and then try to collect any damage from the woman (her id can be found in her costco membership card and a report was also filed with the Costco liability dept). A last resort will be to go to a small claim court.
So a second question is, even if I can have my claim withdrawn (I already had a claim number assigned to me), will this still in my record and affect my future premium?
If it is still in my record, can I collect my payment from the woman and then file a claim with the company?
Many thanks for you all. Happy holidays!
So I confronted the woman and she agreed to leave her first name and phone number but nothing else (I asked for her insurance but she refused. Later on a cop said that her car was not involved thus her insurance was not relevant).
I just filed a claim with my insurance (Progressive). But I kinda regret it, as I worry that my insurane premium will increase next year. Can anyone tell me what is the best solution to resolve this?
After the cop's suggestion, I would like to withdraw my claim and then try to collect any damage from the woman (her id can be found in her costco membership card and a report was also filed with the Costco liability dept). A last resort will be to go to a small claim court.
So a second question is, even if I can have my claim withdrawn (I already had a claim number assigned to me), will this still in my record and affect my future premium?
If it is still in my record, can I collect my payment from the woman and then file a claim with the company?
Many thanks for you all. Happy holidays!
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