華爾街日報，謹慎的投資人現在該做啥？一個名家講

了解投資，特別是股市投資的，許多人都知道一本暢銷書，a random walk down wall street, 作者是princeton大學教授， burton malkiel. 這類學者一般不評論近期的投資問題，怕講錯了壞了他們一世英名。 lol

不過，他最近寫文， 講2012 年股市一定好於債市，一些發展中國家市場好於發達市場。今後十年房市是最好的投資之一。

http://online.wsj.com/article/SB10001424052702304692804577285712326880238.html

 

Real estate is a particularly attractive asset class. Investors who are currently renting the place in which they live should strongly consider buying.

Real-estate prices have fallen sharply, if not to their absolute lows, then certainly very near to them. Long-term mortgages are below 4% for those who can qualify. Housing affordability (a measure based on house prices and mortgage rates) has never been more attractive. Moreover, under present tax laws there are advantages to owning since mortgage interest is deductible and rent is not.

Too many people invest with a rearview mirror. Housing has been a dreadful investment since the housing bubble burst in 2007. I believe it will be one of the best investments over the next decade.

 

所有跟帖： 

• 所以講現金流的重要。如果沒有很大的把握在一兩年內有５０％以上的增直就不值得做。 -borisg- ♀ (0 bytes) () 03/26/2012 postreply 09:25:39

• 根據信息自由度論，好的投資是捂不住的，一年內必定蜂擁而入。現在是RE投資的一個窗口，在南加的地主最近的帖子表明蜂擁而入已經開始。 -sweetptt- ♂ (0 bytes) () 03/26/2012 postreply 09:58:07

• 哪隻南加，包括DC，SF，鳳城等很多城市。 -SunshineInCA- ♀ (29 bytes) () 03/26/2012 postreply 10:27:14

• 可中間房價還在跌，因為小房子成交的多，估計中間房價會跌到年底明年初，這是根據NHA預測的結果 -trimtip- ♂ (55 bytes) () 03/26/2012 postreply 10:44:42

• 看在哪兒了，我們這裏中間房價最低是2009. 現在已經快漲回到2007了 -laoyangdelp- ♀ (20 bytes) () 03/26/2012 postreply 10:48:05

• 打開yahoo real estate,可以看到大多數地區的現在房價還不如2010年中，房源還是很多，所以短期內房價大漲的可能性 -trimtip- ♂ (490 bytes) () 03/26/2012 postreply 11:05:48

• 鳳凰城的老中們已經走火入魔了，大家見麵的唯一話題就是哪裏還能買到投資房 -北燕- ♀ (0 bytes) () 03/26/2012 postreply 10:08:43

• 今後十年房市是最好的投資之一。 --企鵝-- ♀ (43 bytes) () 03/26/2012 postreply 10:44:12