華爾街日報，謹慎的投資人現在該做啥？一個名家講

了解投資，特別是股市投資的，許多人都知道一本暢銷書，a random walk down wall street, 作者是princeton大學教授， burton malkiel. 這類學者一般不評論近期的投資問題，怕講錯了壞了他們一世英名。 lol

不過，他最近寫文， 講2012 年股市一定好於債市，一些發展中國家市場好於發達市場。今後十年房市是最好的投資之一。

http://online.wsj.com/article/SB10001424052702304692804577285712326880238.html

 

Real estate is a particularly attractive asset class. Investors who are currently renting the place in which they live should strongly consider buying.

Real-estate prices have fallen sharply, if not to their absolute lows, then certainly very near to them. Long-term mortgages are below 4% for those who can qualify. Housing affordability (a measure based on house prices and mortgage rates) has never been more attractive. Moreover, under present tax laws there are advantages to owning since mortgage interest is deductible and rent is not.

Too many people invest with a rearview mirror. Housing has been a dreadful investment since the housing bubble burst in 2007. I believe it will be one of the best investments over the next decade.