還工作,錢不緊買PPO,雇住也付的多;退休你的學習先搞清楚(65後)Medicare 體係再說

本帖於 2026-03-07 21:08:28 時間, 由普通用戶 胡雪鹽8 編輯

 

  • Part A (Hospital Insurance): Covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
  • Part B (Medical Insurance): Covers certain doctors' services, outpatient care, medical supplies, and preventive services. Together, Parts A and B are known as Original Medicare.
  • Part C (Medicare Advantage): An "all-in-one" alternative to Original Medicare offered by private companies like Aetna or UnitedHealthcare. It bundles Parts A, B, and usually D, often providing extra benefits like vision or dental.
  • Part D (Prescription Drug Coverage): Helps cover the cost of prescription drugs. These plans are run by private insurance companies that follow rules set by Medicare.

 

 

Letter Type What it Covers Provided By
Part A Core Hospital/Inpatient care Federal Government
Part B Core Doctor visits/Outpatient care Federal Government
Part C Bundle Alternative to A & B; usually includes D Private Insurer
Part D Specific Prescription drugs Private Insurer
Plan G Supplement "Gaps" like coinsurance and Part A deductible Private Insurer

所有跟帖: 

PPO 有PPO 500, PPO 1000, PPO 2000; 年輕身體好可以買PPO 2000, -胡雪鹽8- 給 胡雪鹽8 發送悄悄話 胡雪鹽8 的博客首頁 (42 bytes) () 03/07/2026 postreply 21:16:23

還工作,身體好,HMO好, 還能投HSA。。。。 -zhenleilren1- 給 zhenleilren1 發送悄悄話 (0 bytes) () 03/07/2026 postreply 21:17:31

HMO生大病;選擇醫生很有限;是賭 -胡雪鹽8- 給 胡雪鹽8 發送悄悄話 胡雪鹽8 的博客首頁 (60 bytes) () 03/07/2026 postreply 21:21:36

指65歲前提早退休的話,還沒用到Medicare -windyLL- 給 windyLL 發送悄悄話 (0 bytes) () 03/07/2026 postreply 21:23:04

比較一下兩大家的 -胡雪鹽8- 給 胡雪鹽8 發送悄悄話 胡雪鹽8 的博客首頁 (0 bytes) () 03/07/2026 postreply 21:25:44

請您先登陸,再發跟帖!