Expense

Using your example: TILGX the expense ratio is 0.41%.  

Use a popular SP500 ETF  IVV, the expense ratio is 0.03%

The difference is 0.38% you pay more for TILGX than IVV.  Of course I don't know if TILGX outperforms IVV over long term. 

And I don't know if there are other management fees in your TIAA 401K.  Usually 401K is a money maker for the brokerage than IRA. 

所有跟帖： 

• 這個開銷在退休賬戶裏一定大過自己選基金，否則誰來幫你做401k和403b？我有講過別把錢留在前公司的退休賬戶裏。 -hhtt- ♂ (122 bytes) () 02/01/2022 postreply 06:33:19

• 我從前工作過的公司，401K裏隻有"principal financial"，費用都是3%以上... -slow_quick- ♂ (10483 bytes) () 02/01/2022 postreply 08:13:30

• HHTT：: 把401K， 403 B rollover to IRA ,是不是在退休後任何時後都可以？（ 一個親戚退休一年多 -Tendy- ♂ (133 bytes) () 02/01/2022 postreply 10:51:03

• 對。這些問題其實還是去你的401k/403b問更可靠，有些不退休也可以rollover -slow_quick- ♂ (0 bytes) () 02/01/2022 postreply 13:41:40