Covered or not covered: 各大保險公司對於舊疾的定義,舊疾的年限,買保險者的年齡的政策各不相同-

來源: 禦用文人 2015-06-17 21:24:00 [] [舊帖] [給我悄悄話] 本文已被閱讀: 次 (1187 bytes)
本文內容已被 [ 禦用文人 ] 在 2015-06-17 22:13:34 編輯過。如有問題,請報告版主或論壇管理刪除.
回答: 直接問賣保險的。。。禦用文人2015-06-17 19:54:31
有些舊疾,也不需要核實。請參考此頁 - http://www.insubuy.com/visitor-medical-insurance-pre-existing-conditions/

如果保險公司根據你的情況,拒絕賣給病人保險,那麽腰椎間盤脫出的手術費用是-

Typical costs:
For patients not covered by health insurance, herniated disc surgery can cost between $20,000 and $50,000 or more, including the surgeon's fee, anesthesiologist and facility fee. A minimally invasive outpatient microdiscectomy would typically fall on the lower end, while an inpatient open discectomy with a hospital stay would fall on the higher end.
Herniated disc surgery typically is covered by health insurance if ordered by a doctor. According to eSpine.com[1] , the website of a Los Angeles-based surgeon, most insurance plans will cover spinal surgery. Medicare generally covers herniated disc surgery.
For patients covered by insurance, assuming the deductible has been met, typical out-of-pocket costs would consist of coinsurance of between 10 and 40 percent of the procedure, for a total of $2,000 or more, up to the yearly out-of-pocket maximum.

所有跟帖: 

謝謝你 -雨中飛鳥- 給 雨中飛鳥 發送悄悄話 (0 bytes) () 06/17/2015 postreply 22:06:33

不可思議,激光外科手術治療腰椎間盤脫出如此的便宜,小於$250。即使有保險,也經常不Cover。 -禦用文人- 給 禦用文人 發送悄悄話 (713 bytes) () 06/17/2015 postreply 22:53:57

PLDD。國內也有激光氣化椎間盤減壓術 -禦用文人- 給 禦用文人 發送悄悄話 (3174 bytes) () 06/17/2015 postreply 23:25:41

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