Medigap Plan G會有不同的保險公司的policies，premium高的有存在的意義嗎？

來源: 6degrees 於 2026-01-12 10:24:48 [] [舊帖] [給我悄悄話] 閱讀數 : (1244 bytes)
本帖於 2026-01-12 10:40:05 時間, 由普通用戶 6degrees 編輯

換句話說，在選擇Medigap Plan G時，不是選擇低premium的？premium高的policy還有存在的價值嗎？

 

比如下麵這些選擇裏，Monthly Cost 從 $162 到 $608 不等。為什麽要選擇一個$608的Medigap Plan G？而不是$162？這些保險 cover 的不是一樣的？

Local Medigap Plan G Choices Samples:

Bankers Fidelity Assurance Company (Preferred)
Monthly Cost $162

Cigna National Health Insurance Company
Monthly Cost $181

AARP - UnitedHealthcare Insurance Company of America (Standard)
Monthly Cost $189

LifeShield National Insurance Company
Monthly Cost $190

Medico Insurance Company (Preferred)
Monthly Cost $190

Horizon Blue Cross Blue Shield of New Jersey (Preferred)
Monthly Cost $194

Humana (Humana Insurance Company)
Monthly Cost $245

Aetna Health Insurance Company
Monthly Cost $300

Horizon Blue Cross Blue Shield of New Jersey (Standard)
Monthly Cost $448

AARP - UnitedHealthcare Insurance Company (Level 2)
Monthly Cost $608

 

 

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