yes, you can set up yourTraditional IRA

go to calculate it based on your AGI to see how much deductible for you. most probably it will not be審. even if it is audited, it is ok as long as you have reason. You are not tax expert;) it is ok for you to make such kind of " mistate". BU危險 ,值!

Vest means after a period of time, you can get the money out  without any penalty if you mean retirement plan.


I do not know your situation. Hard to give u suggestions. But if you have kids, at least u can set up 529 plan(I guess maybe u already got one)


所有跟帖: 

I think u can deduct the full $5000 because you was not covered -fanfan88888- 給 fanfan88888 發送悄悄話 fanfan88888 的博客首頁 (26 bytes) () 03/07/2011 postreply 21:11:27

Sounds great! Fanfan8888,I appreciate it very much! I replied y -pinklemontea- 給 pinklemontea 發送悄悄話 (412 bytes) () 03/07/2011 postreply 22:17:44

她的last name是5個8,你改成了4個8 ,你就不擔心她會生氣嗎? -wxc369- 給 wxc369 發送悄悄話 wxc369 的博客首頁 (31 bytes) () 03/08/2011 postreply 00:25:01

這要看8的意思是“發”還是八婆指數而定,巴太好回答呀。 -大寫2- 給 大寫2 發送悄悄話 (0 bytes) () 03/08/2011 postreply 01:04:04

我說老二, -wxc369- 給 wxc369 發送悄悄話 wxc369 的博客首頁 (39 bytes) () 03/08/2011 postreply 12:34:17

Haha good morning -fanfan88888- 給 fanfan88888 發送悄悄話 fanfan88888 的博客首頁 (0 bytes) () 03/08/2011 postreply 05:17:09

good morning,Fanfan88888,have a great day :)! -pinklemontea- 給 pinklemontea 發送悄悄話 (23 bytes) () 03/08/2011 postreply 05:23:23

For my understanding, -fanfan88888- 給 fanfan88888 發送悄悄話 fanfan88888 的博客首頁 (517 bytes) () 03/08/2011 postreply 04:02:08

Yes. my situation is like you said. I really appreciate all your -pinklemontea- 給 pinklemontea 發送悄悄話 (103 bytes) () 03/08/2011 postreply 05:22:19

Haha never mind for the spelling. Nice day -fanfan88888- 給 fanfan88888 發送悄悄話 fanfan88888 的博客首頁 (0 bytes) () 03/08/2011 postreply 05:42:54

樓主好像沒搞明白我在make a joke:-) -wxc369- 給 wxc369 發送悄悄話 wxc369 的博客首頁 (20 bytes) () 03/08/2011 postreply 12:29:12

thanks , u too haha -fanfan88888- 給 fanfan88888 發送悄悄話 fanfan88888 的博客首頁 (0 bytes) () 03/08/2011 postreply 14:31:01

me too,haha -iamyourfriend- 給 iamyourfriend 發送悄悄話 (0 bytes) () 03/08/2011 postreply 16:12:56

Fanfan,529,if I set up in this state but soon I need to other st -pinklemontea- 給 pinklemontea 發送悄悄話 (328 bytes) () 03/09/2011 postreply 11:58:32

I only pay attention to issue. Sorry for that!:樓主好像沒搞明白我在make a -pinklemontea- 給 pinklemontea 發送悄悄話 (0 bytes) () 03/09/2011 postreply 11:54:41

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