Need Advice on Car Accident

My 2014 CRV was rear-ended late this afternoon on highway when I saw the traffics in front of me slows down quickly and I hit the break to slow down but the other driver behind me could not slow down / stop fast enough. My CRV's rear-left got damaged with the bumper and the part between the bumper & the rear-left tail light cracked but not falling-off yet. The other driver's car had its right-front broken as she turned the wheel trying to avoid hitting me right at my vehicle back. My CRV seems still drives fine but I am not sure how much & severe the damages are.  

Called the police after getting off the highway at the nearest exit, took some pictures of the damaged parts of both cars with my cell phone, got the other driver's name, address, license number and insurance information - but I have not got the formal accident report from the State Patrol yet.

My 1st question is: Should I just contact the other driver's insurance company for the repairing of my vehicle, or should I also inform my insurance company about this accident? 

The 2nd question is: I got my CRV 7-months ago and I am paying car loan monthly through Honda Financial Service. I called the Honda Dealer where I purchase my CRV but they are not open tomorrow (Sunday). Should I send my CRV to the Honda Dealer for a check & estimate of the damages first, or do I have to do this at the places where the other driver's insurance company will assign to?

Thanks for any comments/advices

所有跟帖: 

從你的描述,是對方全責 -滿地找牙- 給 滿地找牙 發送悄悄話 滿地找牙 的博客首頁 (78 bytes) () 05/03/2014 postreply 22:21:39

回複:從你的描述,是對方全責 -Blueisu- 給 Blueisu 發送悄悄話 (196 bytes) () 05/03/2014 postreply 22:58:32

你肯定是全保,所以應該首先打電話給自己的保險公司,他們會處理所有事物,再告訴你如何下一步。 -用戶名被占用了- 給 用戶名被占用了 發送悄悄話 用戶名被占用了 的博客首頁 (0 bytes) () 05/04/2014 postreply 04:06:12

Thanks. Yes I have full insurance coverage including collision. -Blueisu- 給 Blueisu 發送悄悄話 (0 bytes) () 05/04/2014 postreply 10:02:52

回複:Need Advice on Car Accident -x_longhorn- 給 x_longhorn 發送悄悄話 (781 bytes) () 05/04/2014 postreply 05:40:32

Thanks. The other dreiver's insurance company will send an adjus -blueisu- 給 blueisu 發送悄悄話 (0 bytes) () 05/04/2014 postreply 10:07:27

我的估計是警察給了對方罰單了吧? -biglow- 給 biglow 發送悄悄話 biglow 的博客首頁 (154 bytes) () 05/04/2014 postreply 08:26:00

Thanks for the comment. The police just recorded licence & insur -blueisu- 給 blueisu 發送悄悄話 (0 bytes) () 05/04/2014 postreply 10:13:03

No Ticket -Blueisu- 給 Blueisu 發送悄悄話 (587 bytes) () 05/04/2014 postreply 20:55:10

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