事故篇-01(溫故知新)

Pls Pay Attention& Need Support If you just came from China and looking for helps, please pay attention to this short message. In USA the traffic law in each state are different. Therefore, if you ask question about accident, ticket, court, insurance, register a car, title, DMV etc, you must clearly indicate what state are you in or which state you violate traffic law at. Otherwise, a nice answer might get you into trouble. Also please you know that Grand Theft Auto is a federal offense. If you drive your friend's car without his/her permission, you might be in a greater trouble than you hoped. If you are looking for advise that can talk yourself out of the trouble, the best advise is just tell the truth, and be sincerely. Law enforcement or insurance are not dummy. The idea we are having right now, they might have already figured out years ago. Good luck ! by Casinoeye at 04.sep.30 first, once you file the claim. there is no way you can cancel the claim. the claim will stay on your records for 3-5 years and it will impact your premium for next 3-5 years depending on the state you live in. second, usually, they will not know you did not have anyone sitting on your side if there is no police report and the other driver did not report that. but your life is basically in other people's hands. third, insurance will pay and get this settled. you will only be punished by higher premium regardless which insurance company you go. forth, i am glad you did not get killed or get others killed. i have seen too many people driving with a learning permit without licensed driver on the side. some of them made the mistake that impacted the rest of their lives. please for your own sake, never do it again. take care by leonlz99 at oct.27/04 PS:事故經過 This morning I got involved in a car accident in the neighborhood. It was my fault and my car had no problem. Initially, I agreed to pay cash since with a learner license I didn't want them to report to police. The assessment is around $1170 for the flat dent in the side door. I felt it's too expensive since my current car only cost me $2400. We went to my agent instead. Before the claim was filed over the phone in the agent's office, the other driver and I made a deal over telling future investigators that I did have a passenger sitting next to me. I paid for the 6-month premium $300 only with liability in summer with a learner license and up until now somehow haven't really gone to the driving test yet. Tihs is my first accident and the insurance firm is State Farm. My quesitons are: 1) Should I cancel the claim and pay cash right away in case that a police report is required? Can I cancel the claim after I get the bill or something? I have $300 for deductable. 2) Will the premium increase alot after I get a driving license? The agent told me 20% but he didn't know I still only have the learner license. If eventually I have to pay the insurance company off, I would rather pay cash instead. 3) will they find out that I only have learner license? Should I call the firm to confirm that my friend who "sits" next to me has a driving license? 4) Generally, will they call and investigate on my friend? My american friend told me not to allow tape recording if that is the case.

[3.14]

事故(2)
Leaving the scene of accident
I accidently hitted somebody's car on the parking lot and was scared to death so I just left the scene immediately. I felt terriblly sorry for what I have done and have been suffered for two days and thought I should have left a note to the driver. What should I do know? Call the police? or a traffic lawyer? What kind of punishment will I get? Please help!!!

文章來源: HelpPlease!!!!!!! 於 2004-10-31 18:36:32


Hit & Run is definitelly a sort of crime!!!never do it again!!!
特別是新移民,切記.
我這裏說另外一件案例供參考.
一位老兄---這裏簡稱"我:)"
買車後去RENTALOFFICE訂了泊車位,當開著買來的車回來時,見自己的車位上停了另外一部車,隻好先在那車邊的空位上PARK了再說了.
各位說說看接下來怎麽辦?
我什麽也沒做.正確處理的方法是
A.如果你NICE,可以通知RENTAL OFFICE,放張NOTE在那車上,就說"THIS IS MY PAKING SPOT,IF ......THE RISK BE TOWED AND PAID"雲雲...
B.通知"BYLAW"(市府管好象是)由他們出麵,給警告或拖車.電話號碼查黃頁
BUT
接下來才是故事的要點.
我的車被人放了張TICKET~~~JOKING---JUST A NOTE
再後來我的車先得移開,可移車時麻煩來了.我的車與右車擦了一下.下車看沒大礙就換了個地方停.當然沒叫警察.
不久被擦的車主(老外)登門,當然是要賠償損失,私了是這時候的一個選擇.現在要講的恰恰相反.我采取了不予理睬的辦法.
接著警察上門,對這種小CASE的處理,交換彼此之間的電話號碼,保險公司之間解決問題.
您猜後來怎麽樣?那老外把車修了近1000刀~天知道怎麽搞的,從此以後保險費漲了大概50%
所以,出事叫警察是首選,不管誰的責任區分清楚---並非壞事,除非你能HANDLE THIS減少損失.

[Zt]

隻要持有(你本國的)有效駕照，隻要是在美國短期旅遊或工作都可以合法駕車，或者最簡單的辦法是在國內辦個國際駕照。

這個是我前幾天去DMV問的，正好有個朋友和你一樣的情況，所以你不要擔心。
但是，就是如果你租車的話，要買保險，至少要買車殼險，大概$8.99一天，當然如果家人有車給你開也好，可是如果不小心別人撞了你，或你撞了別人，對車主都會有一定的影響，手續也會比較煩瑣。

沒有社安號，確定是可以駕車的；條件就是你要持有你所在國家的有效駕照。