401K

401K 昨天收盤前全部投入small cap growth fund, 如果能保持到收盤，就能漲差不多2.5%, 對於我401K 一年10%的目標，今天應該高興了。年前將401K 移出，( maybe refer to moving to MM fund )  沒趕上年初的漲和這幾天的大跌。

402K retirement account is another different from 401K restrict rules applied

You need to want it since 1% is too much! If a person's 401K stays in the small cap for 7 days or more, no such kind of fee charged for empolyees.