關於HELOC rate的事

是的，它的利率是浮動的，但也不是由銀行隨便決定，想升多少就多少，那樣還有咱們的好日子過嗎？它的浮動標準是聯邦的prime rate, 這個是公開的信息，是由中央銀行決定的。現在隻有一個點左右，預計會持續一陣，既使長也不會一下長太高，一般會一次敗個或一個點。HELOC的利息是由你和銀行的合同決定的，一般是在prime rate上加兩個點左右。俄現在有三個heloc賬號，利息分別為2.74, 2.99 ,3.75%, 這種低的利息已好多年了。

所有跟帖： 

• How did you get HELOC from Invistment properties? Is there prope -NJ-FL- ♂ (0 bytes) () 02/28/2014 postreply 17:07:47

• Is there limitation to number of loans you have? -NJ-FL- ♂ (0 bytes) () 02/28/2014 postreply 17:09:15

• The first two were very easy to get at the booming time. After t -pssci- ♂ (358 bytes) () 02/28/2014 postreply 17:39:58

• 回複：The first two were very easy to get at the booming time. Afte -NJ-FL- ♂ (143 bytes) () 02/28/2014 postreply 18:17:35

• PRIME = 3% or so right now -njrookie- ♂ (797 bytes) () 02/28/2014 postreply 19:44:23