【今日房貸利率】12月31日（星期一）

今日房貸利率（CA、MD、VA）
SUMMARY：今天（12月31日星期一）開盤時的利率價格和上星期五相比稍微變差。目前重新貸款40萬左右的利率30年固定又漲回至3.375%，15 年固定仍為2.625%，5/1 ARM仍為3%。購房貸款40萬左右，30年固定的利率仍為3.125%，15年固定仍為2.375%，5/1 ARM仍為2.625%。
注：以下列出的利率都是不帶impound account的利率（其它條件請參見本帖底部參數）。如果加impound account有可能拿到更優惠的利率。
********************* CALIFORNIA *********************
PRIMARY RESIDENCE - REGULAR REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	3.375	2.625	3.250	2.625	3.000
>$417K	3.500	2.875
PRIMARY RESIDENCE - CASH-OUT REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	3.375	2.625	3.250	2.625
>$417K
PRIMARY RESIDENCE - PURCHASE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	3.125	2.375	3.125	2.375	2.625	2.875
APR:	3.225	2.555	3.267	2.639	2.723	2.974
>$417K	3.375	2.750			2.875
APR:	3.458	2.899			2.956
INVESTMENT PROPERTY - PURCHASE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	3.500	2.750	3.375	2.750
APR:	3.603	2.932	3.518	3.015
********************** MARYLAND **********************
PRIMARY RESIDENCE - REGULAR REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	3.375	2.625	3.250	2.625	2.875	3.250
>$417K	3.500	2.875			3.000
PRIMARY RESIDENCE - CASH-OUT REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	3.375	2.625	3.250	2.625	2.875	3.250
>$417K
PRIMARY RESIDENCE - PURCHASE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	3.125	2.375	3.125	2.375	2.500	2.875
APR:	3.225	2.555	3.267	2.639	2.597	2.974
>$417K	3.375	2.750			2.750
APR:	3.458	2.899			2.830
INVESTMENT PROPERTY - PURCHASE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	3.500	2.750	3.375	2.750
APR:	3.603	2.932	3.518	3.015
********************** VIRGINIA **********************
PRIMARY RESIDENCE - REGULAR REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	3.250	2.625	3.250	2.625	3.000
>$417K	3.500	2.875
PRIMARY RESIDENCE - CASH-OUT REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	3.375	2.750	3.375	2.625
>$417K
PRIMARY RESIDENCE - PURCHASE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	3.125	2.375	3.125	2.375	2.500	2.875
APR:	3.225	2.555	3.267	2.639	2.597	2.974
>$417K	3.375	2.625			2.750
APR:	3.458	2.773			2.830
INVESTMENT PROPERTY - PURCHASE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
	3.375	2.750	3.375	2.750
APR:	3.477	2.932	3.518	3.015
Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day. Rates above are based on the following assumptions: 1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans; 2. Loan-To-Value (LTV):      -     -     -     -     - 3. Primary Residence except specified; 4. Single Family Residence; 5. Credit score>=760; 6. No Impound/Escrow Account; 7. 30-day lock; 8. US Citizen or Permanent Resident (Sorry, this is a requirement by the lender from which the above rates are based) For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate. 注：以上凡是沒有表明利率的loan program，意味著該program做不了no point的貸款，需要收point才能做。

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• is $417k the jumbo limit in montgomery county MD? 回複：【今日房貸利率】12月 -bazhong- ♂ (73 bytes) () 12/31/2012 postreply 13:27:55