回複：重貸成三十年就可以維持了，現在正是低利息

I have other investment condos which have positive cashflow which I can use to offset the negative cashflow on this one. I don't want to re-fi as I may too much interest cost. I am okay with that being negative cashflow (maybe I should not be okay with that?)

所有跟帖： 

• 一座座的算，拆東牆補西墻不是長久之計，不明白這裏的may too much interest cost是指啥？closing c -MrsKwok- ♀ (86 bytes) () 12/20/2012 postreply 20:48:24

• Not closing cost -Iamcc- ♀ (344 bytes) () 12/20/2012 postreply 20:54:57

• 你肯定很有錢。我們這些沒錢的隻能讓人家賺利息，被割肉喝血。沒辦法，沒有這麽多錢月付啊。 -sweetptt- ♂ (0 bytes) () 12/20/2012 postreply 20:59:21

• 回複：你肯定很有錢。我們這些沒錢的隻能讓人家賺利息，被割肉喝血。沒辦法，沒有這麽多錢月付啊。 -Iamcc- ♀ (376 bytes) () 12/20/2012 postreply 21:04:06

• Co sweetptt: at current rate money is almost free.千載難逢。 -borisg- ♀ (0 bytes) () 12/20/2012 postreply 21:02:42

• 這麽算就沒辦法了，實際上把投資房當生意來看的話這算法是大虧了 -MrsKwok- ♀ (0 bytes) () 12/20/2012 postreply 21:05:30

• 那還不如賣了。take the loss。The biggest advantage of landlording over s -sweetptt- ♂ (129 bytes) () 12/20/2012 postreply 20:57:30

• No. 90k loss it takes forever to write off capital loss. -borisg- ♀ (92 bytes) () 12/20/2012 postreply 21:01:00

• I don't know the tax implication of this loss -Iamcc- ♀ (241 bytes) () 12/20/2012 postreply 21:06:53

• you can only have 3k capital loss/yr on tax return(the rest you -borisg- ♀ (0 bytes) () 12/20/2012 postreply 21:10:57

• 波大，有時需要當機立斷不是。看貼裏說樓主還是有賺錢的樓盤的。那麽賣了這個，解放現金，投入賺錢的樓盤。 -sweetptt- ♂ (0 bytes) () 12/20/2012 postreply 21:34:45

• 我不跟你說了，cashout能拿十八萬出來，利息是能減稅的。九萬虧損你真減三十年去呀。 -borisg- ♀ (0 bytes) () 12/20/2012 postreply 21:44:58

• 而且每年可以有一萬的折舊。即使過幾年還是不漲那九萬也被你跑掉了。 -borisg- ♀ (0 bytes) () 12/20/2012 postreply 22:23:04