回複:糾結中,是否該轉到Roth RIA?

回答: 糾結中,是否該轉到Roth RIA?little-landlord2012-12-10 07:42:05

No, don't convert it now.

Although you don't have to pay tax on withdraw from Roth IRA, but you will lose some investment principal (as paid taxes). If you don't convert now, you can have more capital to grow. You can convert when you have low or zero income.

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