離closing date還有6天,lender要我先轉down pay的錢到escrow.正常麽?

離closing date還有6天,lender要我先轉down pay的錢到escrow.正常麽?

大家一般是什麽時候開始交down pay的錢到escrow?是不是得先等lender的letter of commitment出來交才安全?這麽早交會不會有風險?

 

 

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usually sign loan document first, then wire your down payment. -PineRock- 給 PineRock 發送悄悄話 (46 bytes) () 11/19/2012 postreply 20:19:15

not yet. I haven't even got the letter of commitment yet. -福大命大- 給 福大命大 發送悄悄話 (0 bytes) () 11/19/2012 postreply 20:42:26

轉down pay的錢到escrow.不覺得有危險,一般在貸款批準後轉,提前個3,5 天不太有所謂。 -luckyd- 給 luckyd 發送悄悄話 (127 bytes) () 11/19/2012 postreply 20:21:35

No risk at all. The escrow company should be neutral third party -CALoanAgent- 給 CALoanAgent 發送悄悄話 CALoanAgent 的博客首頁 (53 bytes) () 11/19/2012 postreply 20:50:45

thanks -福大命大- 給 福大命大 發送悄悄話 (0 bytes) () 11/19/2012 postreply 21:18:50

the risk is low, but lender should not even ask the borrower to -PineRock- 給 PineRock 發送悄悄話 (156 bytes) () 11/19/2012 postreply 21:18:50

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