關於貸款，會不會出現到closing date時lender既不approve也不decline的情況？

我的購房合同很怪，是這麽說關於Earnest Money的：

If buyer has not waived the Finacing Contingency, and is unable to obtain finacing after a good faith effort then, on buyer's notice, this agreement shall terminate. The Earnest Money shall be refunded to Buyer after Buyer delvers to Seller written confirmation from Buyer's lender confirming (a) the date Buyer's loan application for the subject property was made; (b) the Buyer possessed sufficient funds to close; and (c) the reason Buyer's application was denied. If Seller terminates this agreement, the Earnest Money shall be refunded without need for such confirmation from Buyer's lender.

我的問題是(C).若到closing date那天貸款還沒批下來也未被拒絕的話，我豈不是沒法要回我的Earnest Money了？

各位老大在這種情況下會怎麽辦？

所有跟帖： 

• 你可能會遇上麻煩，小心點。。。 -好女婿壞女婿- ♀ (251 bytes) () 11/14/2012 postreply 22:14:05

• 問題是seller會輕易同意延期loan contigency嗎？ -福大命大- ♂ (0 bytes) () 11/14/2012 postreply 22:37:24

• 我合同上是這麽說的，if not waived, the financing contigency shall survive -福大命大- ♂ (131 bytes) () 11/14/2012 postreply 22:41:19

• 你的earnest money沒問題。 到closing date 貸款下不來非常普遍， -pinerock- ♂ (49 bytes) () 11/14/2012 postreply 22:55:59

• earnest money 在ESCROW 一天, Seller 就一天不能賣他人,他們會求你拿走的. -xiache- ♂ (0 bytes) () 11/15/2012 postreply 08:36:07