實在話，心理強大，是個做地主的料

來源: Jeepster 於 2012-10-27 11:01:06 [] [舊帖] [給我悄悄話] 閱讀數 : (352 bytes)
回答: 買不買保險的商業思考 由 說的好 於 2012-10-27 09:53:37

You are absolutely right from number crunching point of view.  However, most of people have personal concerns. If they don't buy enough insurance (most of time unnecessary), they just couldn't sleep at the night. I usually use the maximum deductible allowed by the lenders.  It is $5000.  And it significantly reduced the preimum.

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