回複：大家都是怎麽算投資回報率的?

The calculator seems to have a bug: you can't change house price

Just use the 1% rule: 500K rent out 5K, some numbers on tax etc. Randomly you can get:

Initial Payment Amount	$155,000
Mortgage Principal	$375,000
Monthly Mortgage Payment	$1,866
Interest Portion of Monthly Mortgage (1st Year)	$1,359
Principal Portion of Monthly Mortgage (1st Year)	$507
Monthly Property Depreciation	$1,284

Monthly Net Cash Flow	$1,433
Monthly Net Taxable Income (or Loss) *	$1,940
Monthly After-Tax Cash Flow	$1,249
Monthly After-Tax Income (or Loss)	$1,757

Before-Tax Yearly Capital Return on Cash Flow	11.1%
After-Tax Yearly Capital Return on Cash Flow	9.67%
Before-Tax Yearly Capital Return on Income	15.02%
After-Tax Yearly Capital Return on Income	13.6%

 

as a game play it can give you>10%. Why you can't? ... :)

所有跟帖： 

• 回複：回複：大家都是怎麽算投資回報率的? -happy_healthy- ♀ (69 bytes) () 10/17/2012 postreply 09:26:13

• 恭喜你發現了普遍真理，哈哈 -canyonbear- ♀ (149 bytes) () 10/17/2012 postreply 11:45:40

• 俺也認為1% rule很簡便好用。不過現在投資房一般隻能做到1:110甚至更高了 -canyonbear- ♀ (0 bytes) () 10/17/2012 postreply 11:42:10