Yes. Your understanding is correct.

來源: 比花花還花 於 2012-10-10 12:45:30 [] [博客] [舊帖] [給我悄悄話] 閱讀數 : (146 bytes)

All your contribution can be withdrew without penalty. You have to have roth IRA for the past 5 years. 

I did this once. 

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