Your math is completely wrong

來源: beachlver 於 2012-09-22 10:51:30 [] [舊帖] [給我悄悄話] 閱讀數 : (271 bytes)
回答: 529計劃 由 人不理財財不理人 於 2012-09-22 09:52:44

You'll need to use annualized return ratio, not the simple "average", which is meaningless.

The annualized rate is much lower (at 8% or so)

For S&P index, which is a broader measurement of the market, from 1994-2012, annualized raturen is 7.7%.

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