回複:我們洲30天,我給了他registered mail也寫了扣錢的原因。

Did you also provide the estimate of repairing the damage from contractors? 

It won't work if you just said that you kept deposit because of ..... (that was how I fighted with my old landlord)

Anyway, going to the court will not affect your credit. Trying to avoid it is what I would do.

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