請教一下, 投資房保險的coverage 是哪些?多少?我剛得了一個quote 竟然比我自主房的保費都貴。包括dwelling coverage, perils (fire, hail & lightning) coverage, including sudden and accident discharge of water from an appliance, pipe or plumbing fixture, not flood. Theft is also excluded. Included is $500,000 premises liability, and $10,000 medical liability.
大家的premises liability and medical liability 都選多少呢?多謝!