http://www.makinghomeaffordable.gov/pages/default.aspx
從這點上，可以感謝奧巴：）
一些限製：
1）loan was fanni Mae;
2) loan was sold to fanni Mae before 2009;
no apprecial required,....
check with your lender, tell them you want to short sale, they will beg you to stay with a lower rate:)
